INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – KUDLUR, KUDLUR

Complete bank details including IFSC code, MICR code, address and payment facilities for KUDLUR branch.

IFSC Code
IOBA0000338

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameKUDLUR
IFSC CodeIOBA0000338
MICR Code577020522
AddressMAIN ROAD,KUDLUR TARIKERE TALUK KUDLUR PIN 577157
CityKUDLUR
DistrictCHIKMAGALUR
StateKARNATAKA
Contact253521

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000338

The IFSC code IOBA0000338 uniquely identifies the KUDLUR branch of INDIAN OVERSEAS BANK located in KUDLUR, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000338

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000338) – Unique branch identifier for KUDLUR

How to Use IFSC Code IOBA0000338

To transfer money to any account at INDIAN OVERSEAS BANK KUDLUR branch, you will need to provide the IFSC code IOBA0000338 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KUDLUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK KUDLUR Branch

INDIAN OVERSEAS BANK KUDLUR is a branch of INDIAN OVERSEAS BANK located in KUDLUR, KARNATAKA. The branch provides comprehensive banking services to customers in KUDLUR and surrounding areas.

Branch Address

MAIN ROAD,KUDLUR TARIKERE TALUK KUDLUR PIN 577157, KUDLUR, KARNATAKA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 577020522. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK KUDLUR?

The IFSC code of INDIAN OVERSEAS BANK KUDLUR branch in KUDLUR is IOBA0000338.

What is the MICR code of INDIAN OVERSEAS BANK KUDLUR?

The MICR code of INDIAN OVERSEAS BANK KUDLUR branch is 577020522.

What is the address of INDIAN OVERSEAS BANK KUDLUR?

INDIAN OVERSEAS BANK KUDLUR branch is located at MAIN ROAD,KUDLUR TARIKERE TALUK KUDLUR PIN 577157.

Does INDIAN OVERSEAS BANK KUDLUR support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK KUDLUR branch supports NEFT, RTGS, IMPS, and UPI transactions.