INDIAN OVERSEAS BANK IFSC Code – VALATHUR, VALATHUR
Complete bank details including IFSC code, MICR code, address and payment facilities for VALATHUR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | VALATHUR |
| IFSC Code | IOBA0000327 |
| MICR Code | NA |
| Address | STATION ROAD,VALATHUR,PIN 635813 |
| City | VALATHUR |
| District | VELLORE |
| State | TAMIL NADU |
| Contact | 241223 |
Payment Facilities
About IFSC Code IOBA0000327
The IFSC code IOBA0000327 uniquely identifies the VALATHUR branch of INDIAN OVERSEAS BANK located in VALATHUR, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000327
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000327) – Unique branch identifier for VALATHUR
How to Use IFSC Code IOBA0000327
To transfer money to any account at INDIAN OVERSEAS BANK VALATHUR branch, you will need to provide the IFSC code IOBA0000327 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at VALATHUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK VALATHUR Branch
INDIAN OVERSEAS BANK VALATHUR is a branch of INDIAN OVERSEAS BANK located in VALATHUR, TAMIL NADU. The branch provides comprehensive banking services to customers in VALATHUR and surrounding areas.
Branch Address
STATION ROAD,VALATHUR,PIN 635813, VALATHUR, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK VALATHUR?
The IFSC code of INDIAN OVERSEAS BANK VALATHUR branch in VALATHUR is IOBA0000327.
What is the MICR code of INDIAN OVERSEAS BANK VALATHUR?
The MICR code of INDIAN OVERSEAS BANK VALATHUR branch is NA.
What is the address of INDIAN OVERSEAS BANK VALATHUR?
INDIAN OVERSEAS BANK VALATHUR branch is located at STATION ROAD,VALATHUR,PIN 635813.
Does INDIAN OVERSEAS BANK VALATHUR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK VALATHUR branch supports NEFT, RTGS, IMPS, and UPI transactions.