INDIAN OVERSEAS BANK IFSC Code – LINGADAHALLI, LINGADAHALLI
Complete bank details including IFSC code, MICR code, address and payment facilities for LINGADAHALLI branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | LINGADAHALLI |
| IFSC Code | IOBA0000312 |
| MICR Code | 577020521 |
| Address | NANJUNDE GOWDA MANSION MAIN ROAD,TARIKERE TALUK LINGADAHALLI PIN 577129 |
| City | LINGADAHALLI |
| District | CHIKMAGALUR |
| State | KARNATAKA |
| Contact | 254624 |
Payment Facilities
About IFSC Code IOBA0000312
The IFSC code IOBA0000312 uniquely identifies the LINGADAHALLI branch of INDIAN OVERSEAS BANK located in LINGADAHALLI, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000312
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000312) – Unique branch identifier for LINGADAHALLI
How to Use IFSC Code IOBA0000312
To transfer money to any account at INDIAN OVERSEAS BANK LINGADAHALLI branch, you will need to provide the IFSC code IOBA0000312 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at LINGADAHALLI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK LINGADAHALLI Branch
INDIAN OVERSEAS BANK LINGADAHALLI is a branch of INDIAN OVERSEAS BANK located in LINGADAHALLI, KARNATAKA. The branch provides comprehensive banking services to customers in LINGADAHALLI and surrounding areas.
Branch Address
NANJUNDE GOWDA MANSION MAIN ROAD,TARIKERE TALUK LINGADAHALLI PIN 577129, LINGADAHALLI, KARNATAKA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 577020521. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK LINGADAHALLI?
The IFSC code of INDIAN OVERSEAS BANK LINGADAHALLI branch in LINGADAHALLI is IOBA0000312.
What is the MICR code of INDIAN OVERSEAS BANK LINGADAHALLI?
The MICR code of INDIAN OVERSEAS BANK LINGADAHALLI branch is 577020521.
What is the address of INDIAN OVERSEAS BANK LINGADAHALLI?
INDIAN OVERSEAS BANK LINGADAHALLI branch is located at NANJUNDE GOWDA MANSION MAIN ROAD,TARIKERE TALUK LINGADAHALLI PIN 577129.
Does INDIAN OVERSEAS BANK LINGADAHALLI support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK LINGADAHALLI branch supports NEFT, RTGS, IMPS, and UPI transactions.