INDIAN OVERSEAS BANK IFSC Code – KAMUDI, KAMUDI
Complete bank details including IFSC code, MICR code, address and payment facilities for KAMUDI branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | KAMUDI |
| IFSC Code | IOBA0000240 |
| MICR Code | 623020104 |
| Address | 28 LOCAL FUND ROAD KAMUDI PIN 623603 |
| City | KAMUDI |
| District | THOOTHKUDI |
| State | TAMIL NADU |
| Contact | 223248 |
Payment Facilities
About IFSC Code IOBA0000240
The IFSC code IOBA0000240 uniquely identifies the KAMUDI branch of INDIAN OVERSEAS BANK located in KAMUDI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000240
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000240) – Unique branch identifier for KAMUDI
How to Use IFSC Code IOBA0000240
To transfer money to any account at INDIAN OVERSEAS BANK KAMUDI branch, you will need to provide the IFSC code IOBA0000240 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KAMUDI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK KAMUDI Branch
INDIAN OVERSEAS BANK KAMUDI is a branch of INDIAN OVERSEAS BANK located in KAMUDI, TAMIL NADU. The branch provides comprehensive banking services to customers in KAMUDI and surrounding areas.
Branch Address
28 LOCAL FUND ROAD KAMUDI PIN 623603, KAMUDI, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 623020104. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK KAMUDI?
The IFSC code of INDIAN OVERSEAS BANK KAMUDI branch in KAMUDI is IOBA0000240.
What is the MICR code of INDIAN OVERSEAS BANK KAMUDI?
The MICR code of INDIAN OVERSEAS BANK KAMUDI branch is 623020104.
What is the address of INDIAN OVERSEAS BANK KAMUDI?
INDIAN OVERSEAS BANK KAMUDI branch is located at 28 LOCAL FUND ROAD KAMUDI PIN 623603.
Does INDIAN OVERSEAS BANK KAMUDI support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK KAMUDI branch supports NEFT, RTGS, IMPS, and UPI transactions.