INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – THIRUMULLAIVASAL, THIRUMALLAIVASAL

Complete bank details including IFSC code, MICR code, address and payment facilities for THIRUMULLAIVASAL branch.

IFSC Code
IOBA0000224

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameTHIRUMULLAIVASAL
IFSC CodeIOBA0000224
MICR Code611020023
Address2 BY 26,A L S BLDG,VELLALA STREET,THIRUMULLAIVASAL,PIN 609113
CityTHIRUMALLAIVASAL
DistrictNAGAPATTINAM
StateTAMIL NADU
Contact264426

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000224

The IFSC code IOBA0000224 uniquely identifies the THIRUMULLAIVASAL branch of INDIAN OVERSEAS BANK located in THIRUMALLAIVASAL, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000224

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000224) – Unique branch identifier for THIRUMULLAIVASAL

How to Use IFSC Code IOBA0000224

To transfer money to any account at INDIAN OVERSEAS BANK THIRUMULLAIVASAL branch, you will need to provide the IFSC code IOBA0000224 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at THIRUMULLAIVASAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK THIRUMULLAIVASAL Branch

INDIAN OVERSEAS BANK THIRUMULLAIVASAL is a branch of INDIAN OVERSEAS BANK located in THIRUMALLAIVASAL, TAMIL NADU. The branch provides comprehensive banking services to customers in THIRUMALLAIVASAL and surrounding areas.

Branch Address

2 BY 26,A L S BLDG,VELLALA STREET,THIRUMULLAIVASAL,PIN 609113, THIRUMALLAIVASAL, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 611020023. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK THIRUMULLAIVASAL?

The IFSC code of INDIAN OVERSEAS BANK THIRUMULLAIVASAL branch in THIRUMALLAIVASAL is IOBA0000224.

What is the MICR code of INDIAN OVERSEAS BANK THIRUMULLAIVASAL?

The MICR code of INDIAN OVERSEAS BANK THIRUMULLAIVASAL branch is 611020023.

What is the address of INDIAN OVERSEAS BANK THIRUMULLAIVASAL?

INDIAN OVERSEAS BANK THIRUMULLAIVASAL branch is located at 2 BY 26,A L S BLDG,VELLALA STREET,THIRUMULLAIVASAL,PIN 609113.

Does INDIAN OVERSEAS BANK THIRUMULLAIVASAL support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK THIRUMULLAIVASAL branch supports NEFT, RTGS, IMPS, and UPI transactions.