INDIAN OVERSEAS BANK IFSC Code – KATANIKALAN, KATNI KALAN
Complete bank details including IFSC code, MICR code, address and payment facilities for KATANIKALAN branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | KATANIKALAN |
| IFSC Code | IOBA0000188 |
| MICR Code | NA |
| Address | CHANDIGARH ROAD, VIL PO, KATANIKALAN141113 |
| City | KATNI KALAN |
| District | LUDHIANA |
| State | PUNJAB |
| Contact | 2834932 |
Payment Facilities
About IFSC Code IOBA0000188
The IFSC code IOBA0000188 uniquely identifies the KATANIKALAN branch of INDIAN OVERSEAS BANK located in KATNI KALAN, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000188
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000188) – Unique branch identifier for KATANIKALAN
How to Use IFSC Code IOBA0000188
To transfer money to any account at INDIAN OVERSEAS BANK KATANIKALAN branch, you will need to provide the IFSC code IOBA0000188 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KATANIKALAN
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK KATANIKALAN Branch
INDIAN OVERSEAS BANK KATANIKALAN is a branch of INDIAN OVERSEAS BANK located in KATNI KALAN, PUNJAB. The branch provides comprehensive banking services to customers in KATNI KALAN and surrounding areas.
Branch Address
CHANDIGARH ROAD, VIL PO, KATANIKALAN141113, KATNI KALAN, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK KATANIKALAN?
The IFSC code of INDIAN OVERSEAS BANK KATANIKALAN branch in KATNI KALAN is IOBA0000188.
What is the MICR code of INDIAN OVERSEAS BANK KATANIKALAN?
The MICR code of INDIAN OVERSEAS BANK KATANIKALAN branch is NA.
What is the address of INDIAN OVERSEAS BANK KATANIKALAN?
INDIAN OVERSEAS BANK KATANIKALAN branch is located at CHANDIGARH ROAD, VIL PO, KATANIKALAN141113.
Does INDIAN OVERSEAS BANK KATANIKALAN support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK KATANIKALAN branch supports NEFT, RTGS, IMPS, and UPI transactions.