INDIAN OVERSEAS BANK IFSC Code – UTTIRAMERUR, UTHIRAMERUR
Complete bank details including IFSC code, MICR code, address and payment facilities for UTTIRAMERUR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | UTTIRAMERUR |
| IFSC Code | IOBA0000148 |
| MICR Code | 600020172 |
| Address | 10, PERUMAL SANNADHI STREET, UTHIRAMERUR 603406 |
| City | UTHIRAMERUR |
| District | KANCHEEPURAM |
| State | TAMIL NADU |
| Contact | 27272238 |
Payment Facilities
About IFSC Code IOBA0000148
The IFSC code IOBA0000148 uniquely identifies the UTTIRAMERUR branch of INDIAN OVERSEAS BANK located in UTHIRAMERUR, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000148
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000148) – Unique branch identifier for UTTIRAMERUR
How to Use IFSC Code IOBA0000148
To transfer money to any account at INDIAN OVERSEAS BANK UTTIRAMERUR branch, you will need to provide the IFSC code IOBA0000148 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at UTTIRAMERUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK UTTIRAMERUR Branch
INDIAN OVERSEAS BANK UTTIRAMERUR is a branch of INDIAN OVERSEAS BANK located in UTHIRAMERUR, TAMIL NADU. The branch provides comprehensive banking services to customers in UTHIRAMERUR and surrounding areas.
Branch Address
10, PERUMAL SANNADHI STREET, UTHIRAMERUR 603406, UTHIRAMERUR, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 600020172. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK UTTIRAMERUR?
The IFSC code of INDIAN OVERSEAS BANK UTTIRAMERUR branch in UTHIRAMERUR is IOBA0000148.
What is the MICR code of INDIAN OVERSEAS BANK UTTIRAMERUR?
The MICR code of INDIAN OVERSEAS BANK UTTIRAMERUR branch is 600020172.
What is the address of INDIAN OVERSEAS BANK UTTIRAMERUR?
INDIAN OVERSEAS BANK UTTIRAMERUR branch is located at 10, PERUMAL SANNADHI STREET, UTHIRAMERUR 603406.
Does INDIAN OVERSEAS BANK UTTIRAMERUR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK UTTIRAMERUR branch supports NEFT, RTGS, IMPS, and UPI transactions.