INDIAN OVERSEAS BANK IFSC Code – THOTTIAM, THOTTIAM
Complete bank details including IFSC code, MICR code, address and payment facilities for THOTTIAM branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | THOTTIAM |
| IFSC Code | IOBA0000117 |
| MICR Code | 620020522 |
| Address | 27 SAS COMPLEX TRICHY MAIN ROAD THOTTIAM PIN 621215 |
| City | THOTTIAM |
| District | TIRUCHIRAPALLI |
| State | TAMIL NADU |
| Contact | 254321 |
Payment Facilities
About IFSC Code IOBA0000117
The IFSC code IOBA0000117 uniquely identifies the THOTTIAM branch of INDIAN OVERSEAS BANK located in THOTTIAM, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000117
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000117) – Unique branch identifier for THOTTIAM
How to Use IFSC Code IOBA0000117
To transfer money to any account at INDIAN OVERSEAS BANK THOTTIAM branch, you will need to provide the IFSC code IOBA0000117 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at THOTTIAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK THOTTIAM Branch
INDIAN OVERSEAS BANK THOTTIAM is a branch of INDIAN OVERSEAS BANK located in THOTTIAM, TAMIL NADU. The branch provides comprehensive banking services to customers in THOTTIAM and surrounding areas.
Branch Address
27 SAS COMPLEX TRICHY MAIN ROAD THOTTIAM PIN 621215, THOTTIAM, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 620020522. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK THOTTIAM?
The IFSC code of INDIAN OVERSEAS BANK THOTTIAM branch in THOTTIAM is IOBA0000117.
What is the MICR code of INDIAN OVERSEAS BANK THOTTIAM?
The MICR code of INDIAN OVERSEAS BANK THOTTIAM branch is 620020522.
What is the address of INDIAN OVERSEAS BANK THOTTIAM?
INDIAN OVERSEAS BANK THOTTIAM branch is located at 27 SAS COMPLEX TRICHY MAIN ROAD THOTTIAM PIN 621215.
Does INDIAN OVERSEAS BANK THOTTIAM support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK THOTTIAM branch supports NEFT, RTGS, IMPS, and UPI transactions.