INDIAN OVERSEAS BANK IFSC Code – BARODA, VADODARA
Complete bank details including IFSC code, MICR code, address and payment facilities for BARODA branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | BARODA |
| IFSC Code | IOBA0000105 |
| MICR Code | 390020002 |
| Address | 156 BY 2-3 , MEHTA POLE, BANK ROAD, MANDVI, BARODA 390 006. |
| City | VADODARA |
| District | SONIPAT |
| State | HARYANA |
| Contact | 2513920 |
Payment Facilities
About IFSC Code IOBA0000105
The IFSC code IOBA0000105 uniquely identifies the BARODA branch of INDIAN OVERSEAS BANK located in VADODARA, HARYANA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000105
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000105) – Unique branch identifier for BARODA
How to Use IFSC Code IOBA0000105
To transfer money to any account at INDIAN OVERSEAS BANK BARODA branch, you will need to provide the IFSC code IOBA0000105 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BARODA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK BARODA Branch
INDIAN OVERSEAS BANK BARODA is a branch of INDIAN OVERSEAS BANK located in VADODARA, HARYANA. The branch provides comprehensive banking services to customers in VADODARA and surrounding areas.
Branch Address
156 BY 2-3 , MEHTA POLE, BANK ROAD, MANDVI, BARODA 390 006., VADODARA, HARYANA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 390020002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK BARODA?
The IFSC code of INDIAN OVERSEAS BANK BARODA branch in VADODARA is IOBA0000105.
What is the MICR code of INDIAN OVERSEAS BANK BARODA?
The MICR code of INDIAN OVERSEAS BANK BARODA branch is 390020002.
What is the address of INDIAN OVERSEAS BANK BARODA?
INDIAN OVERSEAS BANK BARODA branch is located at 156 BY 2-3 , MEHTA POLE, BANK ROAD, MANDVI, BARODA 390 006..
Does INDIAN OVERSEAS BANK BARODA support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK BARODA branch supports NEFT, RTGS, IMPS, and UPI transactions.