INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – MANAPARAI, MANAPPARAI

Complete bank details including IFSC code, MICR code, address and payment facilities for MANAPARAI branch.

IFSC Code
IOBA0000053

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameMANAPARAI
IFSC CodeIOBA0000053
MICR Code620020025
Address49 A,TRICHY RD,MANAPARAI
CityMANAPPARAI
DistrictTIRUCHIORAPPALLI
StateTAMIL NADU
Contact260558

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000053

The IFSC code IOBA0000053 uniquely identifies the MANAPARAI branch of INDIAN OVERSEAS BANK located in MANAPPARAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000053

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000053) – Unique branch identifier for MANAPARAI

How to Use IFSC Code IOBA0000053

To transfer money to any account at INDIAN OVERSEAS BANK MANAPARAI branch, you will need to provide the IFSC code IOBA0000053 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MANAPARAI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK MANAPARAI Branch

INDIAN OVERSEAS BANK MANAPARAI is a branch of INDIAN OVERSEAS BANK located in MANAPPARAI, TAMIL NADU. The branch provides comprehensive banking services to customers in MANAPPARAI and surrounding areas.

Branch Address

49 A,TRICHY RD,MANAPARAI, MANAPPARAI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 620020025. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK MANAPARAI?

The IFSC code of INDIAN OVERSEAS BANK MANAPARAI branch in MANAPPARAI is IOBA0000053.

What is the MICR code of INDIAN OVERSEAS BANK MANAPARAI?

The MICR code of INDIAN OVERSEAS BANK MANAPARAI branch is 620020025.

What is the address of INDIAN OVERSEAS BANK MANAPARAI?

INDIAN OVERSEAS BANK MANAPARAI branch is located at 49 A,TRICHY RD,MANAPARAI.

Does INDIAN OVERSEAS BANK MANAPARAI support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK MANAPARAI branch supports NEFT, RTGS, IMPS, and UPI transactions.