INDIAN OVERSEAS BANK IFSC Code – KAROL BAGH, DELHI
Complete bank details including IFSC code, MICR code, address and payment facilities for KAROL BAGH branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | KAROL BAGH |
| IFSC Code | IOBA0000035 |
| MICR Code | 110020009 |
| Address | 10222 AND 10223, GURUDWARA ROAD, KAROL BAGH, NEW DELHI - 110005 |
| City | DELHI |
| District | NEW DELHI |
| State | DELHI |
| Contact | 28753032 |
Payment Facilities
About IFSC Code IOBA0000035
The IFSC code IOBA0000035 uniquely identifies the KAROL BAGH branch of INDIAN OVERSEAS BANK located in DELHI, DELHI. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000035
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000035) – Unique branch identifier for KAROL BAGH
How to Use IFSC Code IOBA0000035
To transfer money to any account at INDIAN OVERSEAS BANK KAROL BAGH branch, you will need to provide the IFSC code IOBA0000035 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KAROL BAGH
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK KAROL BAGH Branch
INDIAN OVERSEAS BANK KAROL BAGH is a branch of INDIAN OVERSEAS BANK located in DELHI, DELHI. The branch provides comprehensive banking services to customers in DELHI and surrounding areas.
Branch Address
10222 AND 10223, GURUDWARA ROAD, KAROL BAGH, NEW DELHI - 110005, DELHI, DELHI
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 110020009. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK KAROL BAGH?
The IFSC code of INDIAN OVERSEAS BANK KAROL BAGH branch in DELHI is IOBA0000035.
What is the MICR code of INDIAN OVERSEAS BANK KAROL BAGH?
The MICR code of INDIAN OVERSEAS BANK KAROL BAGH branch is 110020009.
What is the address of INDIAN OVERSEAS BANK KAROL BAGH?
INDIAN OVERSEAS BANK KAROL BAGH branch is located at 10222 AND 10223, GURUDWARA ROAD, KAROL BAGH, NEW DELHI - 110005.
Does INDIAN OVERSEAS BANK KAROL BAGH support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK KAROL BAGH branch supports NEFT, RTGS, IMPS, and UPI transactions.