INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – DEVAKOTTAI, DEVAKOTTAI

Complete bank details including IFSC code, MICR code, address and payment facilities for DEVAKOTTAI branch.

IFSC Code
IOBA0000023

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameDEVAKOTTAI
IFSC CodeIOBA0000023
MICR Code630020102
Address20,THIAGIGAL RD,DEVAKOTTAI 630302
CityDEVAKOTTAI
DistrictSIVAGANGA
StateTAMIL NADU
Contact272281

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000023

The IFSC code IOBA0000023 uniquely identifies the DEVAKOTTAI branch of INDIAN OVERSEAS BANK located in DEVAKOTTAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000023

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000023) – Unique branch identifier for DEVAKOTTAI

How to Use IFSC Code IOBA0000023

To transfer money to any account at INDIAN OVERSEAS BANK DEVAKOTTAI branch, you will need to provide the IFSC code IOBA0000023 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at DEVAKOTTAI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK DEVAKOTTAI Branch

INDIAN OVERSEAS BANK DEVAKOTTAI is a branch of INDIAN OVERSEAS BANK located in DEVAKOTTAI, TAMIL NADU. The branch provides comprehensive banking services to customers in DEVAKOTTAI and surrounding areas.

Branch Address

20,THIAGIGAL RD,DEVAKOTTAI 630302, DEVAKOTTAI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 630020102. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK DEVAKOTTAI?

The IFSC code of INDIAN OVERSEAS BANK DEVAKOTTAI branch in DEVAKOTTAI is IOBA0000023.

What is the MICR code of INDIAN OVERSEAS BANK DEVAKOTTAI?

The MICR code of INDIAN OVERSEAS BANK DEVAKOTTAI branch is 630020102.

What is the address of INDIAN OVERSEAS BANK DEVAKOTTAI?

INDIAN OVERSEAS BANK DEVAKOTTAI branch is located at 20,THIAGIGAL RD,DEVAKOTTAI 630302.

Does INDIAN OVERSEAS BANK DEVAKOTTAI support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK DEVAKOTTAI branch supports NEFT, RTGS, IMPS, and UPI transactions.