INDIAN BANK IFSC Code – WADALA, MUMBAI
Complete bank details including IFSC code, MICR code, address and payment facilities for WADALA branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | WADALA |
| IFSC Code | IDIB000W001 |
| MICR Code | 400019027 |
| Address | PARUTHI NIWAS 205-B, RABI AHMED KIDWAI ROA WADALA400031 |
| City | MUMBAI |
| District | GREATER MUMBAI |
| State | MAHARASHTRA |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000W001
The IFSC code IDIB000W001 uniquely identifies the WADALA branch of INDIAN BANK located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000W001
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00W001) – Unique branch identifier for WADALA
How to Use IFSC Code IDIB000W001
To transfer money to any account at INDIAN BANK WADALA branch, you will need to provide the IFSC code IDIB000W001 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at WADALA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK WADALA Branch
INDIAN BANK WADALA is a branch of INDIAN BANK located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.
Branch Address
PARUTHI NIWAS 205-B, RABI AHMED KIDWAI ROA WADALA400031, MUMBAI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400019027. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK WADALA?
The IFSC code of INDIAN BANK WADALA branch in MUMBAI is IDIB000W001.
What is the MICR code of INDIAN BANK WADALA?
The MICR code of INDIAN BANK WADALA branch is 400019027.
What is the address of INDIAN BANK WADALA?
INDIAN BANK WADALA branch is located at PARUTHI NIWAS 205-B, RABI AHMED KIDWAI ROA WADALA400031.
Does INDIAN BANK WADALA support NEFT/RTGS/IMPS?
INDIAN BANK WADALA branch supports NEFT, RTGS, IMPS, and UPI transactions.