INDIAN BANK IFSC Code – VAIKOM, VAIKOM
Complete bank details including IFSC code, MICR code, address and payment facilities for VAIKOM branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | VAIKOM |
| IFSC Code | IDIB000V109 |
| MICR Code | 686019602 |
| Address | RAHEJA TIOWERS TEMPLE BOAT JETTY ROAD WESTE GATE VAIKOM VAIKOM KOTTAYAM KERALA- 686141 |
| City | VAIKOM |
| District | KOTTAYAM |
| State | KERALA |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000V109
The IFSC code IDIB000V109 uniquely identifies the VAIKOM branch of INDIAN BANK located in VAIKOM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000V109
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00V109) – Unique branch identifier for VAIKOM
How to Use IFSC Code IDIB000V109
To transfer money to any account at INDIAN BANK VAIKOM branch, you will need to provide the IFSC code IDIB000V109 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at VAIKOM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK VAIKOM Branch
INDIAN BANK VAIKOM is a branch of INDIAN BANK located in VAIKOM, KERALA. The branch provides comprehensive banking services to customers in VAIKOM and surrounding areas.
Branch Address
RAHEJA TIOWERS TEMPLE BOAT JETTY ROAD WESTE GATE VAIKOM VAIKOM KOTTAYAM KERALA- 686141, VAIKOM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 686019602. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK VAIKOM?
The IFSC code of INDIAN BANK VAIKOM branch in VAIKOM is IDIB000V109.
What is the MICR code of INDIAN BANK VAIKOM?
The MICR code of INDIAN BANK VAIKOM branch is 686019602.
What is the address of INDIAN BANK VAIKOM?
INDIAN BANK VAIKOM branch is located at RAHEJA TIOWERS TEMPLE BOAT JETTY ROAD WESTE GATE VAIKOM VAIKOM KOTTAYAM KERALA- 686141.
Does INDIAN BANK VAIKOM support NEFT/RTGS/IMPS?
INDIAN BANK VAIKOM branch supports NEFT, RTGS, IMPS, and UPI transactions.