INDIAN BANKVerified Feb 2026

INDIAN BANK IFSC Code – SAIFULLAH GANJ, SULTANPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for SAIFULLAH GANJ branch.

IFSC Code
IDIB000S220

Bank Details

Bank NameINDIAN BANK
Branch NameSAIFULLAH GANJ
IFSC CodeIDIB000S220
MICR Code228019051
AddressAJAMGARH ROAD, SAIFULLA GANJ, SULTANPUR DIST. UTTAR PRADESH
CitySULTANPUR
StateUTTAR PRADESH
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IDIB000S220

The IFSC code IDIB000S220 uniquely identifies the SAIFULLAH GANJ branch of INDIAN BANK located in SULTANPUR, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IDIB000S220

  • First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (00S220) – Unique branch identifier for SAIFULLAH GANJ

How to Use IFSC Code IDIB000S220

To transfer money to any account at INDIAN BANK SAIFULLAH GANJ branch, you will need to provide the IFSC code IDIB000S220 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SAIFULLAH GANJ

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN BANK SAIFULLAH GANJ Branch

INDIAN BANK SAIFULLAH GANJ is a branch of INDIAN BANK located in SULTANPUR, UTTAR PRADESH. The branch provides comprehensive banking services to customers in SULTANPUR and surrounding areas.

Branch Address

AJAMGARH ROAD, SAIFULLA GANJ, SULTANPUR DIST. UTTAR PRADESH, SULTANPUR, UTTAR PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 228019051. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN BANK SAIFULLAH GANJ?

The IFSC code of INDIAN BANK SAIFULLAH GANJ branch in SULTANPUR is IDIB000S220.

What is the MICR code of INDIAN BANK SAIFULLAH GANJ?

The MICR code of INDIAN BANK SAIFULLAH GANJ branch is 228019051.

What is the address of INDIAN BANK SAIFULLAH GANJ?

INDIAN BANK SAIFULLAH GANJ branch is located at AJAMGARH ROAD, SAIFULLA GANJ, SULTANPUR DIST. UTTAR PRADESH.

Does INDIAN BANK SAIFULLAH GANJ support NEFT/RTGS/IMPS?

INDIAN BANK SAIFULLAH GANJ branch supports NEFT, RTGS, IMPS, and UPI transactions.