INDIAN BANK IFSC Code – SHIMOGA, SHIMOGA
Complete bank details including IFSC code, MICR code, address and payment facilities for SHIMOGA branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | SHIMOGA |
| IFSC Code | IDIB000S020 |
| MICR Code | 577019008 |
| Address | CSI COMPLEX TAKUL OFFICE CIRCLE BH ROAD SHIMOGA 577201 |
| City | SHIMOGA |
| State | KARNATAKA |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000S020
The IFSC code IDIB000S020 uniquely identifies the SHIMOGA branch of INDIAN BANK located in SHIMOGA, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000S020
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00S020) – Unique branch identifier for SHIMOGA
How to Use IFSC Code IDIB000S020
To transfer money to any account at INDIAN BANK SHIMOGA branch, you will need to provide the IFSC code IDIB000S020 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SHIMOGA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK SHIMOGA Branch
INDIAN BANK SHIMOGA is a branch of INDIAN BANK located in SHIMOGA, KARNATAKA. The branch provides comprehensive banking services to customers in SHIMOGA and surrounding areas.
Branch Address
CSI COMPLEX TAKUL OFFICE CIRCLE BH ROAD SHIMOGA 577201, SHIMOGA, KARNATAKA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 577019008. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK SHIMOGA?
The IFSC code of INDIAN BANK SHIMOGA branch in SHIMOGA is IDIB000S020.
What is the MICR code of INDIAN BANK SHIMOGA?
The MICR code of INDIAN BANK SHIMOGA branch is 577019008.
What is the address of INDIAN BANK SHIMOGA?
INDIAN BANK SHIMOGA branch is located at CSI COMPLEX TAKUL OFFICE CIRCLE BH ROAD SHIMOGA 577201.
Does INDIAN BANK SHIMOGA support NEFT/RTGS/IMPS?
INDIAN BANK SHIMOGA branch supports NEFT, RTGS, IMPS, and UPI transactions.