INDIAN BANK IFSC Code – RAJALAKSHMI NAGAR, CHENNAI
Complete bank details including IFSC code, MICR code, address and payment facilities for RAJALAKSHMI NAGAR branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | RAJALAKSHMI NAGAR |
| IFSC Code | IDIB000R092 |
| MICR Code | WAITING |
| Address | NO 4,III RD MAIN ROAD,RAJALAKSHMINAGAR,VELACHERRY,CHENNAI,TAMIL NADU,PIN 600042 |
| City | CHENNAI |
| State | TAMIL NADU |
| Contact | 22551002 |
Payment Facilities
About IFSC Code IDIB000R092
The IFSC code IDIB000R092 uniquely identifies the RAJALAKSHMI NAGAR branch of INDIAN BANK located in CHENNAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000R092
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00R092) – Unique branch identifier for RAJALAKSHMI NAGAR
How to Use IFSC Code IDIB000R092
To transfer money to any account at INDIAN BANK RAJALAKSHMI NAGAR branch, you will need to provide the IFSC code IDIB000R092 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RAJALAKSHMI NAGAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK RAJALAKSHMI NAGAR Branch
INDIAN BANK RAJALAKSHMI NAGAR is a branch of INDIAN BANK located in CHENNAI, TAMIL NADU. The branch provides comprehensive banking services to customers in CHENNAI and surrounding areas.
Branch Address
NO 4,III RD MAIN ROAD,RAJALAKSHMINAGAR,VELACHERRY,CHENNAI,TAMIL NADU,PIN 600042, CHENNAI, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK RAJALAKSHMI NAGAR?
The IFSC code of INDIAN BANK RAJALAKSHMI NAGAR branch in CHENNAI is IDIB000R092.
What is the MICR code of INDIAN BANK RAJALAKSHMI NAGAR?
The MICR code of INDIAN BANK RAJALAKSHMI NAGAR branch is WAITING.
What is the address of INDIAN BANK RAJALAKSHMI NAGAR?
INDIAN BANK RAJALAKSHMI NAGAR branch is located at NO 4,III RD MAIN ROAD,RAJALAKSHMINAGAR,VELACHERRY,CHENNAI,TAMIL NADU,PIN 600042.
Does INDIAN BANK RAJALAKSHMI NAGAR support NEFT/RTGS/IMPS?
INDIAN BANK RAJALAKSHMI NAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.