INDIAN BANK IFSC Code – RATNAGIRI, RATNAGIRI
Complete bank details including IFSC code, MICR code, address and payment facilities for RATNAGIRI branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | RATNAGIRI |
| IFSC Code | IDIB000R073 |
| MICR Code | 415019051 |
| Address | NEEL DEEP COMPLEX ABOVE APNA BAZAAR AROGYA MANDHIR SHIVAJI NAGAR RATNAGIRI 415639 |
| City | RATNAGIRI |
| State | MAHARASHTRA |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000R073
The IFSC code IDIB000R073 uniquely identifies the RATNAGIRI branch of INDIAN BANK located in RATNAGIRI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000R073
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00R073) – Unique branch identifier for RATNAGIRI
How to Use IFSC Code IDIB000R073
To transfer money to any account at INDIAN BANK RATNAGIRI branch, you will need to provide the IFSC code IDIB000R073 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RATNAGIRI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK RATNAGIRI Branch
INDIAN BANK RATNAGIRI is a branch of INDIAN BANK located in RATNAGIRI, MAHARASHTRA. The branch provides comprehensive banking services to customers in RATNAGIRI and surrounding areas.
Branch Address
NEEL DEEP COMPLEX ABOVE APNA BAZAAR AROGYA MANDHIR SHIVAJI NAGAR RATNAGIRI 415639, RATNAGIRI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 415019051. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK RATNAGIRI?
The IFSC code of INDIAN BANK RATNAGIRI branch in RATNAGIRI is IDIB000R073.
What is the MICR code of INDIAN BANK RATNAGIRI?
The MICR code of INDIAN BANK RATNAGIRI branch is 415019051.
What is the address of INDIAN BANK RATNAGIRI?
INDIAN BANK RATNAGIRI branch is located at NEEL DEEP COMPLEX ABOVE APNA BAZAAR AROGYA MANDHIR SHIVAJI NAGAR RATNAGIRI 415639.
Does INDIAN BANK RATNAGIRI support NEFT/RTGS/IMPS?
INDIAN BANK RATNAGIRI branch supports NEFT, RTGS, IMPS, and UPI transactions.