INDIAN BANK IFSC Code – ROYAPURAM, CHENNAI
Complete bank details including IFSC code, MICR code, address and payment facilities for ROYAPURAM branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | ROYAPURAM |
| IFSC Code | IDIB000R022 |
| MICR Code | 600019052 |
| Address | 151, MANNARSAMY KOIL ST.ROYAPURAMCHENNAI600013 |
| City | CHENNAI |
| State | TAMIL NADU |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000R022
The IFSC code IDIB000R022 uniquely identifies the ROYAPURAM branch of INDIAN BANK located in CHENNAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000R022
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00R022) – Unique branch identifier for ROYAPURAM
How to Use IFSC Code IDIB000R022
To transfer money to any account at INDIAN BANK ROYAPURAM branch, you will need to provide the IFSC code IDIB000R022 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at ROYAPURAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK ROYAPURAM Branch
INDIAN BANK ROYAPURAM is a branch of INDIAN BANK located in CHENNAI, TAMIL NADU. The branch provides comprehensive banking services to customers in CHENNAI and surrounding areas.
Branch Address
151, MANNARSAMY KOIL ST.ROYAPURAMCHENNAI600013, CHENNAI, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 600019052. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK ROYAPURAM?
The IFSC code of INDIAN BANK ROYAPURAM branch in CHENNAI is IDIB000R022.
What is the MICR code of INDIAN BANK ROYAPURAM?
The MICR code of INDIAN BANK ROYAPURAM branch is 600019052.
What is the address of INDIAN BANK ROYAPURAM?
INDIAN BANK ROYAPURAM branch is located at 151, MANNARSAMY KOIL ST.ROYAPURAMCHENNAI600013.
Does INDIAN BANK ROYAPURAM support NEFT/RTGS/IMPS?
INDIAN BANK ROYAPURAM branch supports NEFT, RTGS, IMPS, and UPI transactions.