INDIAN BANK IFSC Code – ROYAKOTTAH, ROYAKOTTAH
Complete bank details including IFSC code, MICR code, address and payment facilities for ROYAKOTTAH branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | ROYAKOTTAH |
| IFSC Code | IDIB000R020 |
| MICR Code | 635019011 |
| Address | GEETHALAKSHMI COMPLEX 1/796 KRISHNAGIRI ROAD ROYAKOTTAH 635116 |
| City | ROYAKOTTAH |
| District | KRISHNAGIRI |
| State | TAMIL NADU |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000R020
The IFSC code IDIB000R020 uniquely identifies the ROYAKOTTAH branch of INDIAN BANK located in ROYAKOTTAH, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000R020
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00R020) – Unique branch identifier for ROYAKOTTAH
How to Use IFSC Code IDIB000R020
To transfer money to any account at INDIAN BANK ROYAKOTTAH branch, you will need to provide the IFSC code IDIB000R020 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at ROYAKOTTAH
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK ROYAKOTTAH Branch
INDIAN BANK ROYAKOTTAH is a branch of INDIAN BANK located in ROYAKOTTAH, TAMIL NADU. The branch provides comprehensive banking services to customers in ROYAKOTTAH and surrounding areas.
Branch Address
GEETHALAKSHMI COMPLEX 1/796 KRISHNAGIRI ROAD ROYAKOTTAH 635116, ROYAKOTTAH, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 635019011. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK ROYAKOTTAH?
The IFSC code of INDIAN BANK ROYAKOTTAH branch in ROYAKOTTAH is IDIB000R020.
What is the MICR code of INDIAN BANK ROYAKOTTAH?
The MICR code of INDIAN BANK ROYAKOTTAH branch is 635019011.
What is the address of INDIAN BANK ROYAKOTTAH?
INDIAN BANK ROYAKOTTAH branch is located at GEETHALAKSHMI COMPLEX 1/796 KRISHNAGIRI ROAD ROYAKOTTAH 635116.
Does INDIAN BANK ROYAKOTTAH support NEFT/RTGS/IMPS?
INDIAN BANK ROYAKOTTAH branch supports NEFT, RTGS, IMPS, and UPI transactions.