INDIAN BANK IFSC Code – RICHMOND CIRCLE, BANGALORE
Complete bank details including IFSC code, MICR code, address and payment facilities for RICHMOND CIRCLE branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | RICHMOND CIRCLE |
| IFSC Code | IDIB000R018 |
| MICR Code | 560019018 |
| Address | 19LALBAGH ROADSHIVASHANKAR PLAZARICHMOND CIRCLEBANGALORE 560027 |
| City | BANGALORE |
| District | BANGALORE URBAN |
| State | KARNATAKA |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000R018
The IFSC code IDIB000R018 uniquely identifies the RICHMOND CIRCLE branch of INDIAN BANK located in BANGALORE, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000R018
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00R018) – Unique branch identifier for RICHMOND CIRCLE
How to Use IFSC Code IDIB000R018
To transfer money to any account at INDIAN BANK RICHMOND CIRCLE branch, you will need to provide the IFSC code IDIB000R018 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RICHMOND CIRCLE
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK RICHMOND CIRCLE Branch
INDIAN BANK RICHMOND CIRCLE is a branch of INDIAN BANK located in BANGALORE, KARNATAKA. The branch provides comprehensive banking services to customers in BANGALORE and surrounding areas.
Branch Address
19LALBAGH ROADSHIVASHANKAR PLAZARICHMOND CIRCLEBANGALORE 560027, BANGALORE, KARNATAKA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 560019018. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK RICHMOND CIRCLE?
The IFSC code of INDIAN BANK RICHMOND CIRCLE branch in BANGALORE is IDIB000R018.
What is the MICR code of INDIAN BANK RICHMOND CIRCLE?
The MICR code of INDIAN BANK RICHMOND CIRCLE branch is 560019018.
What is the address of INDIAN BANK RICHMOND CIRCLE?
INDIAN BANK RICHMOND CIRCLE branch is located at 19LALBAGH ROADSHIVASHANKAR PLAZARICHMOND CIRCLEBANGALORE 560027.
Does INDIAN BANK RICHMOND CIRCLE support NEFT/RTGS/IMPS?
INDIAN BANK RICHMOND CIRCLE branch supports NEFT, RTGS, IMPS, and UPI transactions.