INDIAN BANK IFSC Code – PONNURU, PONNUR
Complete bank details including IFSC code, MICR code, address and payment facilities for PONNURU branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | PONNURU |
| IFSC Code | IDIB000P044 |
| MICR Code | 522019007 |
| Address | 4-22-6 ISLAND CENTRE PONNURU NIDUBROLU 522123 |
| City | PONNUR |
| District | GUNTUR |
| State | ANDHRA PRADESH |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000P044
The IFSC code IDIB000P044 uniquely identifies the PONNURU branch of INDIAN BANK located in PONNUR, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000P044
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00P044) – Unique branch identifier for PONNURU
How to Use IFSC Code IDIB000P044
To transfer money to any account at INDIAN BANK PONNURU branch, you will need to provide the IFSC code IDIB000P044 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PONNURU
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK PONNURU Branch
INDIAN BANK PONNURU is a branch of INDIAN BANK located in PONNUR, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in PONNUR and surrounding areas.
Branch Address
4-22-6 ISLAND CENTRE PONNURU NIDUBROLU 522123, PONNUR, ANDHRA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 522019007. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK PONNURU?
The IFSC code of INDIAN BANK PONNURU branch in PONNUR is IDIB000P044.
What is the MICR code of INDIAN BANK PONNURU?
The MICR code of INDIAN BANK PONNURU branch is 522019007.
What is the address of INDIAN BANK PONNURU?
INDIAN BANK PONNURU branch is located at 4-22-6 ISLAND CENTRE PONNURU NIDUBROLU 522123.
Does INDIAN BANK PONNURU support NEFT/RTGS/IMPS?
INDIAN BANK PONNURU branch supports NEFT, RTGS, IMPS, and UPI transactions.