INDIAN BANK IFSC Code – PONNAI, PONNAI
Complete bank details including IFSC code, MICR code, address and payment facilities for PONNAI branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | PONNAI |
| IFSC Code | IDIB000P043 |
| MICR Code | 632019014 |
| Address | 175/2 RAMARKOIL STREET PONNAI VELLORE 632514 |
| City | PONNAI |
| District | VELLORE |
| State | TAMIL NADU |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000P043
The IFSC code IDIB000P043 uniquely identifies the PONNAI branch of INDIAN BANK located in PONNAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000P043
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00P043) – Unique branch identifier for PONNAI
How to Use IFSC Code IDIB000P043
To transfer money to any account at INDIAN BANK PONNAI branch, you will need to provide the IFSC code IDIB000P043 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PONNAI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK PONNAI Branch
INDIAN BANK PONNAI is a branch of INDIAN BANK located in PONNAI, TAMIL NADU. The branch provides comprehensive banking services to customers in PONNAI and surrounding areas.
Branch Address
175/2 RAMARKOIL STREET PONNAI VELLORE 632514, PONNAI, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 632019014. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK PONNAI?
The IFSC code of INDIAN BANK PONNAI branch in PONNAI is IDIB000P043.
What is the MICR code of INDIAN BANK PONNAI?
The MICR code of INDIAN BANK PONNAI branch is 632019014.
What is the address of INDIAN BANK PONNAI?
INDIAN BANK PONNAI branch is located at 175/2 RAMARKOIL STREET PONNAI VELLORE 632514.
Does INDIAN BANK PONNAI support NEFT/RTGS/IMPS?
INDIAN BANK PONNAI branch supports NEFT, RTGS, IMPS, and UPI transactions.