INDIAN BANK IFSC Code – PALAKKAD, PALAKKAD
Complete bank details including IFSC code, MICR code, address and payment facilities for PALAKKAD branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | PALAKKAD |
| IFSC Code | IDIB000P010 |
| MICR Code | 678019003 |
| Address | KEERTHI COMPLEX COURT ROAD PALAKAKD DT 678001 |
| City | PALAKKAD |
| State | KERALA |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000P010
The IFSC code IDIB000P010 uniquely identifies the PALAKKAD branch of INDIAN BANK located in PALAKKAD, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000P010
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00P010) – Unique branch identifier for PALAKKAD
How to Use IFSC Code IDIB000P010
To transfer money to any account at INDIAN BANK PALAKKAD branch, you will need to provide the IFSC code IDIB000P010 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PALAKKAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK PALAKKAD Branch
INDIAN BANK PALAKKAD is a branch of INDIAN BANK located in PALAKKAD, KERALA. The branch provides comprehensive banking services to customers in PALAKKAD and surrounding areas.
Branch Address
KEERTHI COMPLEX COURT ROAD PALAKAKD DT 678001, PALAKKAD, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 678019003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK PALAKKAD?
The IFSC code of INDIAN BANK PALAKKAD branch in PALAKKAD is IDIB000P010.
What is the MICR code of INDIAN BANK PALAKKAD?
The MICR code of INDIAN BANK PALAKKAD branch is 678019003.
What is the address of INDIAN BANK PALAKKAD?
INDIAN BANK PALAKKAD branch is located at KEERTHI COMPLEX COURT ROAD PALAKAKD DT 678001.
Does INDIAN BANK PALAKKAD support NEFT/RTGS/IMPS?
INDIAN BANK PALAKKAD branch supports NEFT, RTGS, IMPS, and UPI transactions.