INDIAN BANKVerified Feb 2026

INDIAN BANK IFSC Code – MICROSATE, PALAKOL, PALAKOL

Complete bank details including IFSC code, MICR code, address and payment facilities for MICROSATE, PALAKOL branch.

IFSC Code
IDIB000M228

Bank Details

Bank NameINDIAN BANK
Branch NameMICROSATE, PALAKOL
IFSC CodeIDIB000M228
MICR Code534019303
Address26-5-1/3 SURYATEJAS NAGAR PALAKOL 534260
CityPALAKOL
DistrictWEST GODAVARI
StateANDHRA PRADESH
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IDIB000M228

The IFSC code IDIB000M228 uniquely identifies the MICROSATE, PALAKOL branch of INDIAN BANK located in PALAKOL, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IDIB000M228

  • First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (00M228) – Unique branch identifier for MICROSATE, PALAKOL

How to Use IFSC Code IDIB000M228

To transfer money to any account at INDIAN BANK MICROSATE, PALAKOL branch, you will need to provide the IFSC code IDIB000M228 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MICROSATE, PALAKOL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN BANK MICROSATE, PALAKOL Branch

INDIAN BANK MICROSATE, PALAKOL is a branch of INDIAN BANK located in PALAKOL, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in PALAKOL and surrounding areas.

Branch Address

26-5-1/3 SURYATEJAS NAGAR PALAKOL 534260, PALAKOL, ANDHRA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 534019303. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN BANK MICROSATE, PALAKOL?

The IFSC code of INDIAN BANK MICROSATE, PALAKOL branch in PALAKOL is IDIB000M228.

What is the MICR code of INDIAN BANK MICROSATE, PALAKOL?

The MICR code of INDIAN BANK MICROSATE, PALAKOL branch is 534019303.

What is the address of INDIAN BANK MICROSATE, PALAKOL?

INDIAN BANK MICROSATE, PALAKOL branch is located at 26-5-1/3 SURYATEJAS NAGAR PALAKOL 534260.

Does INDIAN BANK MICROSATE, PALAKOL support NEFT/RTGS/IMPS?

INDIAN BANK MICROSATE, PALAKOL branch supports NEFT, RTGS, IMPS, and UPI transactions.