INDIAN BANKVerified Feb 2026

INDIAN BANK IFSC Code – MAGARAL, KANCHIPURAM

Complete bank details including IFSC code, MICR code, address and payment facilities for MAGARAL branch.

IFSC Code
IDIB000M124

Bank Details

Bank NameINDIAN BANK
Branch NameMAGARAL
IFSC CodeIDIB000M124
MICR Code631019005
Address170 A RAJA STREET MAGARAL KANCHEEPURAM 631603
CityKANCHIPURAM
DistrictKANCHEEPURAM
StateTAMIL NADU
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IDIB000M124

The IFSC code IDIB000M124 uniquely identifies the MAGARAL branch of INDIAN BANK located in KANCHIPURAM, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IDIB000M124

  • First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (00M124) – Unique branch identifier for MAGARAL

How to Use IFSC Code IDIB000M124

To transfer money to any account at INDIAN BANK MAGARAL branch, you will need to provide the IFSC code IDIB000M124 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MAGARAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN BANK MAGARAL Branch

INDIAN BANK MAGARAL is a branch of INDIAN BANK located in KANCHIPURAM, TAMIL NADU. The branch provides comprehensive banking services to customers in KANCHIPURAM and surrounding areas.

Branch Address

170 A RAJA STREET MAGARAL KANCHEEPURAM 631603, KANCHIPURAM, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 631019005. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN BANK MAGARAL?

The IFSC code of INDIAN BANK MAGARAL branch in KANCHIPURAM is IDIB000M124.

What is the MICR code of INDIAN BANK MAGARAL?

The MICR code of INDIAN BANK MAGARAL branch is 631019005.

What is the address of INDIAN BANK MAGARAL?

INDIAN BANK MAGARAL branch is located at 170 A RAJA STREET MAGARAL KANCHEEPURAM 631603.

Does INDIAN BANK MAGARAL support NEFT/RTGS/IMPS?

INDIAN BANK MAGARAL branch supports NEFT, RTGS, IMPS, and UPI transactions.