INDIAN BANK IFSC Code – MELACAUVERY, KUMBAKONAM
Complete bank details including IFSC code, MICR code, address and payment facilities for MELACAUVERY branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | MELACAUVERY |
| IFSC Code | IDIB000M095 |
| MICR Code | 612019097 |
| Address | 41/31 SWAMIMALAI MAIN ROAD MELACAUVERY THNAJAVUR 612002 |
| City | KUMBAKONAM |
| District | THANJAVUR |
| State | TAMIL NADU |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000M095
The IFSC code IDIB000M095 uniquely identifies the MELACAUVERY branch of INDIAN BANK located in KUMBAKONAM, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000M095
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00M095) – Unique branch identifier for MELACAUVERY
How to Use IFSC Code IDIB000M095
To transfer money to any account at INDIAN BANK MELACAUVERY branch, you will need to provide the IFSC code IDIB000M095 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at MELACAUVERY
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK MELACAUVERY Branch
INDIAN BANK MELACAUVERY is a branch of INDIAN BANK located in KUMBAKONAM, TAMIL NADU. The branch provides comprehensive banking services to customers in KUMBAKONAM and surrounding areas.
Branch Address
41/31 SWAMIMALAI MAIN ROAD MELACAUVERY THNAJAVUR 612002, KUMBAKONAM, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 612019097. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK MELACAUVERY?
The IFSC code of INDIAN BANK MELACAUVERY branch in KUMBAKONAM is IDIB000M095.
What is the MICR code of INDIAN BANK MELACAUVERY?
The MICR code of INDIAN BANK MELACAUVERY branch is 612019097.
What is the address of INDIAN BANK MELACAUVERY?
INDIAN BANK MELACAUVERY branch is located at 41/31 SWAMIMALAI MAIN ROAD MELACAUVERY THNAJAVUR 612002.
Does INDIAN BANK MELACAUVERY support NEFT/RTGS/IMPS?
INDIAN BANK MELACAUVERY branch supports NEFT, RTGS, IMPS, and UPI transactions.