INDIAN BANKVerified Feb 2026

INDIAN BANK IFSC Code – KALKHAMB, BELGAUM

Complete bank details including IFSC code, MICR code, address and payment facilities for KALKHAMB branch.

IFSC Code
IDIB000K234

Bank Details

Bank NameINDIAN BANK
Branch NameKALKHAMB
IFSC CodeIDIB000K234
MICR Code590019003
AddressH.NO. 486 GOKAK BELGAUM MAIN ROAD KALKHAMB MUCHHANDI BELGAUMKARNATAKA - 590016
CityBELGAUM
StateKARNATAKA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IDIB000K234

The IFSC code IDIB000K234 uniquely identifies the KALKHAMB branch of INDIAN BANK located in BELGAUM, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IDIB000K234

  • First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (00K234) – Unique branch identifier for KALKHAMB

How to Use IFSC Code IDIB000K234

To transfer money to any account at INDIAN BANK KALKHAMB branch, you will need to provide the IFSC code IDIB000K234 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KALKHAMB

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN BANK KALKHAMB Branch

INDIAN BANK KALKHAMB is a branch of INDIAN BANK located in BELGAUM, KARNATAKA. The branch provides comprehensive banking services to customers in BELGAUM and surrounding areas.

Branch Address

H.NO. 486 GOKAK BELGAUM MAIN ROAD KALKHAMB MUCHHANDI BELGAUMKARNATAKA - 590016, BELGAUM, KARNATAKA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 590019003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN BANK KALKHAMB?

The IFSC code of INDIAN BANK KALKHAMB branch in BELGAUM is IDIB000K234.

What is the MICR code of INDIAN BANK KALKHAMB?

The MICR code of INDIAN BANK KALKHAMB branch is 590019003.

What is the address of INDIAN BANK KALKHAMB?

INDIAN BANK KALKHAMB branch is located at H.NO. 486 GOKAK BELGAUM MAIN ROAD KALKHAMB MUCHHANDI BELGAUMKARNATAKA - 590016.

Does INDIAN BANK KALKHAMB support NEFT/RTGS/IMPS?

INDIAN BANK KALKHAMB branch supports NEFT, RTGS, IMPS, and UPI transactions.