INDIAN BANK IFSC Code – KULLU, KULU
Complete bank details including IFSC code, MICR code, address and payment facilities for KULLU branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | KULLU |
| IFSC Code | IDIB000K205 |
| MICR Code | 175019002 |
| Address | AKHARA BAZAR,NEAR POST OFFICE,KULLU |
| City | KULU |
| State | HIMACHAL PRADESH |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000K205
The IFSC code IDIB000K205 uniquely identifies the KULLU branch of INDIAN BANK located in KULU, HIMACHAL PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000K205
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00K205) – Unique branch identifier for KULLU
How to Use IFSC Code IDIB000K205
To transfer money to any account at INDIAN BANK KULLU branch, you will need to provide the IFSC code IDIB000K205 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KULLU
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK KULLU Branch
INDIAN BANK KULLU is a branch of INDIAN BANK located in KULU, HIMACHAL PRADESH. The branch provides comprehensive banking services to customers in KULU and surrounding areas.
Branch Address
AKHARA BAZAR,NEAR POST OFFICE,KULLU, KULU, HIMACHAL PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 175019002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK KULLU?
The IFSC code of INDIAN BANK KULLU branch in KULU is IDIB000K205.
What is the MICR code of INDIAN BANK KULLU?
The MICR code of INDIAN BANK KULLU branch is 175019002.
What is the address of INDIAN BANK KULLU?
INDIAN BANK KULLU branch is located at AKHARA BAZAR,NEAR POST OFFICE,KULLU.
Does INDIAN BANK KULLU support NEFT/RTGS/IMPS?
INDIAN BANK KULLU branch supports NEFT, RTGS, IMPS, and UPI transactions.