INDIAN BANK IFSC Code – KUSIMI, KUSIMI
Complete bank details including IFSC code, MICR code, address and payment facilities for KUSIMI branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | KUSIMI |
| IFSC Code | IDIB000K114 |
| MICR Code | 532019096 |
| Address | KUSUMI VIA PALACONDA SRIKAKULAM 532440 |
| City | KUSIMI |
| District | SRIKAKULAM |
| State | ANDHRA PRADESH |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000K114
The IFSC code IDIB000K114 uniquely identifies the KUSIMI branch of INDIAN BANK located in KUSIMI, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000K114
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00K114) – Unique branch identifier for KUSIMI
How to Use IFSC Code IDIB000K114
To transfer money to any account at INDIAN BANK KUSIMI branch, you will need to provide the IFSC code IDIB000K114 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KUSIMI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK KUSIMI Branch
INDIAN BANK KUSIMI is a branch of INDIAN BANK located in KUSIMI, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in KUSIMI and surrounding areas.
Branch Address
KUSUMI VIA PALACONDA SRIKAKULAM 532440, KUSIMI, ANDHRA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 532019096. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK KUSIMI?
The IFSC code of INDIAN BANK KUSIMI branch in KUSIMI is IDIB000K114.
What is the MICR code of INDIAN BANK KUSIMI?
The MICR code of INDIAN BANK KUSIMI branch is 532019096.
What is the address of INDIAN BANK KUSIMI?
INDIAN BANK KUSIMI branch is located at KUSUMI VIA PALACONDA SRIKAKULAM 532440.
Does INDIAN BANK KUSIMI support NEFT/RTGS/IMPS?
INDIAN BANK KUSIMI branch supports NEFT, RTGS, IMPS, and UPI transactions.