INDIAN BANK IFSC Code – KOSURU, KOSURU
Complete bank details including IFSC code, MICR code, address and payment facilities for KOSURU branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | KOSURU |
| IFSC Code | IDIB000K094 |
| MICR Code | 521019016 |
| Address | MAIN ROAD KOSURU KRISHNA 521150 |
| City | KOSURU |
| District | KRISHNA |
| State | ANDHRA PRADESH |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000K094
The IFSC code IDIB000K094 uniquely identifies the KOSURU branch of INDIAN BANK located in KOSURU, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000K094
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00K094) – Unique branch identifier for KOSURU
How to Use IFSC Code IDIB000K094
To transfer money to any account at INDIAN BANK KOSURU branch, you will need to provide the IFSC code IDIB000K094 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KOSURU
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK KOSURU Branch
INDIAN BANK KOSURU is a branch of INDIAN BANK located in KOSURU, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in KOSURU and surrounding areas.
Branch Address
MAIN ROAD KOSURU KRISHNA 521150, KOSURU, ANDHRA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 521019016. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK KOSURU?
The IFSC code of INDIAN BANK KOSURU branch in KOSURU is IDIB000K094.
What is the MICR code of INDIAN BANK KOSURU?
The MICR code of INDIAN BANK KOSURU branch is 521019016.
What is the address of INDIAN BANK KOSURU?
INDIAN BANK KOSURU branch is located at MAIN ROAD KOSURU KRISHNA 521150.
Does INDIAN BANK KOSURU support NEFT/RTGS/IMPS?
INDIAN BANK KOSURU branch supports NEFT, RTGS, IMPS, and UPI transactions.