INDIAN BANK IFSC Code – KOMARAPALAYAM, KOMARAPALAYAM
Complete bank details including IFSC code, MICR code, address and payment facilities for KOMARAPALAYAM branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | KOMARAPALAYAM |
| IFSC Code | IDIB000K045 |
| MICR Code | 638019007 |
| Address | KOMARAPALAYAMP B NO 149 62 -63 SALEM MAIN ROAD 638183 |
| City | KOMARAPALAYAM |
| District | NAMAKKAL |
| State | TAMIL NADU |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000K045
The IFSC code IDIB000K045 uniquely identifies the KOMARAPALAYAM branch of INDIAN BANK located in KOMARAPALAYAM, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000K045
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00K045) – Unique branch identifier for KOMARAPALAYAM
How to Use IFSC Code IDIB000K045
To transfer money to any account at INDIAN BANK KOMARAPALAYAM branch, you will need to provide the IFSC code IDIB000K045 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KOMARAPALAYAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK KOMARAPALAYAM Branch
INDIAN BANK KOMARAPALAYAM is a branch of INDIAN BANK located in KOMARAPALAYAM, TAMIL NADU. The branch provides comprehensive banking services to customers in KOMARAPALAYAM and surrounding areas.
Branch Address
KOMARAPALAYAMP B NO 149 62 -63 SALEM MAIN ROAD 638183, KOMARAPALAYAM, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 638019007. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK KOMARAPALAYAM?
The IFSC code of INDIAN BANK KOMARAPALAYAM branch in KOMARAPALAYAM is IDIB000K045.
What is the MICR code of INDIAN BANK KOMARAPALAYAM?
The MICR code of INDIAN BANK KOMARAPALAYAM branch is 638019007.
What is the address of INDIAN BANK KOMARAPALAYAM?
INDIAN BANK KOMARAPALAYAM branch is located at KOMARAPALAYAMP B NO 149 62 -63 SALEM MAIN ROAD 638183.
Does INDIAN BANK KOMARAPALAYAM support NEFT/RTGS/IMPS?
INDIAN BANK KOMARAPALAYAM branch supports NEFT, RTGS, IMPS, and UPI transactions.