INDIAN BANKVerified Feb 2026

INDIAN BANK IFSC Code – KARAMADAI, KARAMADAI

Complete bank details including IFSC code, MICR code, address and payment facilities for KARAMADAI branch.

IFSC Code
IDIB000K018

Bank Details

Bank NameINDIAN BANK
Branch NameKARAMADAI
IFSC CodeIDIB000K018
MICR Code641019022
AddressP B NO 5 87 - A, MAIN ROADKARAMADAI 641104
CityKARAMADAI
DistrictCOIMBOTORE
StateTAMIL NADU
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IDIB000K018

The IFSC code IDIB000K018 uniquely identifies the KARAMADAI branch of INDIAN BANK located in KARAMADAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IDIB000K018

  • First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (00K018) – Unique branch identifier for KARAMADAI

How to Use IFSC Code IDIB000K018

To transfer money to any account at INDIAN BANK KARAMADAI branch, you will need to provide the IFSC code IDIB000K018 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KARAMADAI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN BANK KARAMADAI Branch

INDIAN BANK KARAMADAI is a branch of INDIAN BANK located in KARAMADAI, TAMIL NADU. The branch provides comprehensive banking services to customers in KARAMADAI and surrounding areas.

Branch Address

P B NO 5 87 - A, MAIN ROADKARAMADAI 641104, KARAMADAI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 641019022. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN BANK KARAMADAI?

The IFSC code of INDIAN BANK KARAMADAI branch in KARAMADAI is IDIB000K018.

What is the MICR code of INDIAN BANK KARAMADAI?

The MICR code of INDIAN BANK KARAMADAI branch is 641019022.

What is the address of INDIAN BANK KARAMADAI?

INDIAN BANK KARAMADAI branch is located at P B NO 5 87 - A, MAIN ROADKARAMADAI 641104.

Does INDIAN BANK KARAMADAI support NEFT/RTGS/IMPS?

INDIAN BANK KARAMADAI branch supports NEFT, RTGS, IMPS, and UPI transactions.