INDIAN BANK IFSC Code – JAMMU, JAMMU
Complete bank details including IFSC code, MICR code, address and payment facilities for JAMMU branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | JAMMU |
| IFSC Code | IDIB000J027 |
| MICR Code | 180019001 |
| Address | 56 A/BGANDHI NAGARJAMMU180001 |
| City | JAMMU |
| State | JAMMU AND KASHMIR |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000J027
The IFSC code IDIB000J027 uniquely identifies the JAMMU branch of INDIAN BANK located in JAMMU, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000J027
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00J027) – Unique branch identifier for JAMMU
How to Use IFSC Code IDIB000J027
To transfer money to any account at INDIAN BANK JAMMU branch, you will need to provide the IFSC code IDIB000J027 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at JAMMU
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK JAMMU Branch
INDIAN BANK JAMMU is a branch of INDIAN BANK located in JAMMU, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in JAMMU and surrounding areas.
Branch Address
56 A/BGANDHI NAGARJAMMU180001, JAMMU, JAMMU AND KASHMIR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 180019001. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK JAMMU?
The IFSC code of INDIAN BANK JAMMU branch in JAMMU is IDIB000J027.
What is the MICR code of INDIAN BANK JAMMU?
The MICR code of INDIAN BANK JAMMU branch is 180019001.
What is the address of INDIAN BANK JAMMU?
INDIAN BANK JAMMU branch is located at 56 A/BGANDHI NAGARJAMMU180001.
Does INDIAN BANK JAMMU support NEFT/RTGS/IMPS?
INDIAN BANK JAMMU branch supports NEFT, RTGS, IMPS, and UPI transactions.