IDBI BANK IFSC Code – STATE TRANSPORT BANK RATNAGIRI, RATNAGIRI
Complete bank details including IFSC code, MICR code, address and payment facilities for STATE TRANSPORT BANK RATNAGIRI branch.
Bank Details
| Bank Name | IDBI BANK |
| Branch Name | STATE TRANSPORT BANK RATNAGIRI |
| IFSC Code | IBKL0617S22 |
| MICR Code | 415804051 |
| Address | NEAR S T DIVISIONAL OFFICE,JUNA MAL NAKA,MAIN ROAD RATNAGIRI415612 |
| City | RATNAGIRI |
| State | MAHARASHTRA |
| Contact | 222682 |
Payment Facilities
About IFSC Code IBKL0617S22
The IFSC code IBKL0617S22 uniquely identifies the STATE TRANSPORT BANK RATNAGIRI branch of IDBI BANK located in RATNAGIRI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IBKL0617S22
- First 4 characters (IBKL) – Represents IDBI BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (617S22) – Unique branch identifier for STATE TRANSPORT BANK RATNAGIRI
How to Use IFSC Code IBKL0617S22
To transfer money to any account at IDBI BANK STATE TRANSPORT BANK RATNAGIRI branch, you will need to provide the IFSC code IBKL0617S22 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at STATE TRANSPORT BANK RATNAGIRI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About IDBI BANK STATE TRANSPORT BANK RATNAGIRI Branch
IDBI BANK STATE TRANSPORT BANK RATNAGIRI is a branch of IDBI BANK located in RATNAGIRI, MAHARASHTRA. The branch provides comprehensive banking services to customers in RATNAGIRI and surrounding areas.
Branch Address
NEAR S T DIVISIONAL OFFICE,JUNA MAL NAKA,MAIN ROAD RATNAGIRI415612, RATNAGIRI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 415804051. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of IDBI BANK STATE TRANSPORT BANK RATNAGIRI?
The IFSC code of IDBI BANK STATE TRANSPORT BANK RATNAGIRI branch in RATNAGIRI is IBKL0617S22.
What is the MICR code of IDBI BANK STATE TRANSPORT BANK RATNAGIRI?
The MICR code of IDBI BANK STATE TRANSPORT BANK RATNAGIRI branch is 415804051.
What is the address of IDBI BANK STATE TRANSPORT BANK RATNAGIRI?
IDBI BANK STATE TRANSPORT BANK RATNAGIRI branch is located at NEAR S T DIVISIONAL OFFICE,JUNA MAL NAKA,MAIN ROAD RATNAGIRI415612.
Does IDBI BANK STATE TRANSPORT BANK RATNAGIRI support NEFT/RTGS/IMPS?
IDBI BANK STATE TRANSPORT BANK RATNAGIRI branch supports NEFT, RTGS, IMPS, and UPI transactions.