IDBI BANK IFSC Code – MAHALAKSHMI CO-OPERATIVE BANK LTD, UDUPI, UDUPI
Complete bank details including IFSC code, MICR code, address and payment facilities for MAHALAKSHMI CO-OPERATIVE BANK LTD, UDUPI branch.
Bank Details
| Bank Name | IDBI BANK |
| Branch Name | MAHALAKSHMI CO-OPERATIVE BANK LTD, UDUPI |
| IFSC Code | IBKL0186MC3 |
| MICR Code | 576259255 |
| Address | PADMAVTHI COMPLEX, 1ST FLOOR, CHURCH ROAD, KUNDAPURA 576201 |
| City | UDUPI |
| State | KARNATAKA |
| Contact | 0 |
Payment Facilities
About IFSC Code IBKL0186MC3
The IFSC code IBKL0186MC3 uniquely identifies the MAHALAKSHMI CO-OPERATIVE BANK LTD, UDUPI branch of IDBI BANK located in UDUPI, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IBKL0186MC3
- First 4 characters (IBKL) – Represents IDBI BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (186MC3) – Unique branch identifier for MAHALAKSHMI CO-OPERATIVE BANK LTD, UDUPI
How to Use IFSC Code IBKL0186MC3
To transfer money to any account at IDBI BANK MAHALAKSHMI CO-OPERATIVE BANK LTD, UDUPI branch, you will need to provide the IFSC code IBKL0186MC3 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at MAHALAKSHMI CO-OPERATIVE BANK LTD, UDUPI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About IDBI BANK MAHALAKSHMI CO-OPERATIVE BANK LTD, UDUPI Branch
IDBI BANK MAHALAKSHMI CO-OPERATIVE BANK LTD, UDUPI is a branch of IDBI BANK located in UDUPI, KARNATAKA. The branch provides comprehensive banking services to customers in UDUPI and surrounding areas.
Branch Address
PADMAVTHI COMPLEX, 1ST FLOOR, CHURCH ROAD, KUNDAPURA 576201, UDUPI, KARNATAKA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 576259255. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of IDBI BANK MAHALAKSHMI CO-OPERATIVE BANK LTD, UDUPI?
The IFSC code of IDBI BANK MAHALAKSHMI CO-OPERATIVE BANK LTD, UDUPI branch in UDUPI is IBKL0186MC3.
What is the MICR code of IDBI BANK MAHALAKSHMI CO-OPERATIVE BANK LTD, UDUPI?
The MICR code of IDBI BANK MAHALAKSHMI CO-OPERATIVE BANK LTD, UDUPI branch is 576259255.
What is the address of IDBI BANK MAHALAKSHMI CO-OPERATIVE BANK LTD, UDUPI?
IDBI BANK MAHALAKSHMI CO-OPERATIVE BANK LTD, UDUPI branch is located at PADMAVTHI COMPLEX, 1ST FLOOR, CHURCH ROAD, KUNDAPURA 576201.
Does IDBI BANK MAHALAKSHMI CO-OPERATIVE BANK LTD, UDUPI support NEFT/RTGS/IMPS?
IDBI BANK MAHALAKSHMI CO-OPERATIVE BANK LTD, UDUPI branch supports NEFT, RTGS, IMPS, and UPI transactions.