IDBI BANKVerified Feb 2026

IDBI BANK IFSC Code – LIC CO-OPERATIVE BANK, UDUPI

Complete bank details including IFSC code, MICR code, address and payment facilities for LIC CO-OPERATIVE BANK branch.

IFSC Code
IBKL0186LEC

Bank Details

Bank NameIDBI BANK
Branch NameLIC CO-OPERATIVE BANK
IFSC CodeIBKL0186LEC
MICR Code576802002
AddressLIC CO-OPERATIVE BANK. UDUPI-576101
CityUDUPI
DistrictUDIPI
StateKARNATAKA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IBKL0186LEC

The IFSC code IBKL0186LEC uniquely identifies the LIC CO-OPERATIVE BANK branch of IDBI BANK located in UDUPI, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IBKL0186LEC

  • First 4 characters (IBKL) – Represents IDBI BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (186LEC) – Unique branch identifier for LIC CO-OPERATIVE BANK

How to Use IFSC Code IBKL0186LEC

To transfer money to any account at IDBI BANK LIC CO-OPERATIVE BANK branch, you will need to provide the IFSC code IBKL0186LEC along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at LIC CO-OPERATIVE BANK

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About IDBI BANK LIC CO-OPERATIVE BANK Branch

IDBI BANK LIC CO-OPERATIVE BANK is a branch of IDBI BANK located in UDUPI, KARNATAKA. The branch provides comprehensive banking services to customers in UDUPI and surrounding areas.

Branch Address

LIC CO-OPERATIVE BANK. UDUPI-576101, UDUPI, KARNATAKA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 576802002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of IDBI BANK LIC CO-OPERATIVE BANK?

The IFSC code of IDBI BANK LIC CO-OPERATIVE BANK branch in UDUPI is IBKL0186LEC.

What is the MICR code of IDBI BANK LIC CO-OPERATIVE BANK?

The MICR code of IDBI BANK LIC CO-OPERATIVE BANK branch is 576802002.

What is the address of IDBI BANK LIC CO-OPERATIVE BANK?

IDBI BANK LIC CO-OPERATIVE BANK branch is located at LIC CO-OPERATIVE BANK. UDUPI-576101.

Does IDBI BANK LIC CO-OPERATIVE BANK support NEFT/RTGS/IMPS?

IDBI BANK LIC CO-OPERATIVE BANK branch supports NEFT, RTGS, IMPS, and UPI transactions.