IDBI BANKVerified Feb 2026

IDBI BANK IFSC Code – JANATA SAHAKARI BANK LTD AJARA, AJRA

Complete bank details including IFSC code, MICR code, address and payment facilities for JANATA SAHAKARI BANK LTD AJARA branch.

IFSC Code
IBKL0116JSB

Bank Details

Bank NameIDBI BANK
Branch NameJANATA SAHAKARI BANK LTD AJARA
IFSC CodeIBKL0116JSB
MICR CodeWAITING
AddressMAIN ROAD, AJARA 416505, DIST KOLHAPUR
CityAJRA
DistrictKOLHAPUR
StateMAHARASHTRA
Contact246252

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IBKL0116JSB

The IFSC code IBKL0116JSB uniquely identifies the JANATA SAHAKARI BANK LTD AJARA branch of IDBI BANK located in AJRA, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IBKL0116JSB

  • First 4 characters (IBKL) – Represents IDBI BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (116JSB) – Unique branch identifier for JANATA SAHAKARI BANK LTD AJARA

How to Use IFSC Code IBKL0116JSB

To transfer money to any account at IDBI BANK JANATA SAHAKARI BANK LTD AJARA branch, you will need to provide the IFSC code IBKL0116JSB along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at JANATA SAHAKARI BANK LTD AJARA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About IDBI BANK JANATA SAHAKARI BANK LTD AJARA Branch

IDBI BANK JANATA SAHAKARI BANK LTD AJARA is a branch of IDBI BANK located in AJRA, MAHARASHTRA. The branch provides comprehensive banking services to customers in AJRA and surrounding areas.

Branch Address

MAIN ROAD, AJARA 416505, DIST KOLHAPUR, AJRA, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of IDBI BANK JANATA SAHAKARI BANK LTD AJARA?

The IFSC code of IDBI BANK JANATA SAHAKARI BANK LTD AJARA branch in AJRA is IBKL0116JSB.

What is the MICR code of IDBI BANK JANATA SAHAKARI BANK LTD AJARA?

The MICR code of IDBI BANK JANATA SAHAKARI BANK LTD AJARA branch is WAITING.

What is the address of IDBI BANK JANATA SAHAKARI BANK LTD AJARA?

IDBI BANK JANATA SAHAKARI BANK LTD AJARA branch is located at MAIN ROAD, AJARA 416505, DIST KOLHAPUR.

Does IDBI BANK JANATA SAHAKARI BANK LTD AJARA support NEFT/RTGS/IMPS?

IDBI BANK JANATA SAHAKARI BANK LTD AJARA branch supports NEFT, RTGS, IMPS, and UPI transactions.