IDBI BANK IFSC Code – THE SWASAKTHI MERCANTILE CO-OPERATIVE URBAN BANK LTD, VIJAYAWADA
Complete bank details including IFSC code, MICR code, address and payment facilities for THE SWASAKTHI MERCANTILE CO-OPERATIVE URBAN BANK LTD branch.
Bank Details
| Bank Name | IDBI BANK |
| Branch Name | THE SWASAKTHI MERCANTILE CO-OPERATIVE URBAN BANK LTD |
| IFSC Code | IBKL0089SMC |
| MICR Code | 520259252 |
| Address | 40-27-5/1 PINNAMANENI POLYCLINIC ROAD, VIJAYAWADA 520010 |
| City | VIJAYAWADA |
| District | KRISHNA |
| State | ANDHRA PRADESH |
| Contact | 0 |
Payment Facilities
About IFSC Code IBKL0089SMC
The IFSC code IBKL0089SMC uniquely identifies the THE SWASAKTHI MERCANTILE CO-OPERATIVE URBAN BANK LTD branch of IDBI BANK located in VIJAYAWADA, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IBKL0089SMC
- First 4 characters (IBKL) – Represents IDBI BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (089SMC) – Unique branch identifier for THE SWASAKTHI MERCANTILE CO-OPERATIVE URBAN BANK LTD
How to Use IFSC Code IBKL0089SMC
To transfer money to any account at IDBI BANK THE SWASAKTHI MERCANTILE CO-OPERATIVE URBAN BANK LTD branch, you will need to provide the IFSC code IBKL0089SMC along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at THE SWASAKTHI MERCANTILE CO-OPERATIVE URBAN BANK LTD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About IDBI BANK THE SWASAKTHI MERCANTILE CO-OPERATIVE URBAN BANK LTD Branch
IDBI BANK THE SWASAKTHI MERCANTILE CO-OPERATIVE URBAN BANK LTD is a branch of IDBI BANK located in VIJAYAWADA, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in VIJAYAWADA and surrounding areas.
Branch Address
40-27-5/1 PINNAMANENI POLYCLINIC ROAD, VIJAYAWADA 520010, VIJAYAWADA, ANDHRA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 520259252. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of IDBI BANK THE SWASAKTHI MERCANTILE CO-OPERATIVE URBAN BANK LTD?
The IFSC code of IDBI BANK THE SWASAKTHI MERCANTILE CO-OPERATIVE URBAN BANK LTD branch in VIJAYAWADA is IBKL0089SMC.
What is the MICR code of IDBI BANK THE SWASAKTHI MERCANTILE CO-OPERATIVE URBAN BANK LTD?
The MICR code of IDBI BANK THE SWASAKTHI MERCANTILE CO-OPERATIVE URBAN BANK LTD branch is 520259252.
What is the address of IDBI BANK THE SWASAKTHI MERCANTILE CO-OPERATIVE URBAN BANK LTD?
IDBI BANK THE SWASAKTHI MERCANTILE CO-OPERATIVE URBAN BANK LTD branch is located at 40-27-5/1 PINNAMANENI POLYCLINIC ROAD, VIJAYAWADA 520010.
Does IDBI BANK THE SWASAKTHI MERCANTILE CO-OPERATIVE URBAN BANK LTD support NEFT/RTGS/IMPS?
IDBI BANK THE SWASAKTHI MERCANTILE CO-OPERATIVE URBAN BANK LTD branch supports NEFT, RTGS, IMPS, and UPI transactions.