IDBI BANKVerified Feb 2026

IDBI BANK IFSC Code – KHARADE, KARAD

Complete bank details including IFSC code, MICR code, address and payment facilities for KHARADE branch.

IFSC Code
IBKL0001696

Bank Details

Bank NameIDBI BANK
Branch NameKHARADE
IFSC CodeIBKL0001696
MICR CodeWAITING
AddressRGDGTKRDETKRDDSTSTR
CityKARAD
DistrictSATARA
StateMAHARASHTRA
Contact249003

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IBKL0001696

The IFSC code IBKL0001696 uniquely identifies the KHARADE branch of IDBI BANK located in KARAD, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IBKL0001696

  • First 4 characters (IBKL) – Represents IDBI BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001696) – Unique branch identifier for KHARADE

How to Use IFSC Code IBKL0001696

To transfer money to any account at IDBI BANK KHARADE branch, you will need to provide the IFSC code IBKL0001696 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KHARADE

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About IDBI BANK KHARADE Branch

IDBI BANK KHARADE is a branch of IDBI BANK located in KARAD, MAHARASHTRA. The branch provides comprehensive banking services to customers in KARAD and surrounding areas.

Branch Address

RGDGTKRDETKRDDSTSTR, KARAD, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of IDBI BANK KHARADE?

The IFSC code of IDBI BANK KHARADE branch in KARAD is IBKL0001696.

What is the MICR code of IDBI BANK KHARADE?

The MICR code of IDBI BANK KHARADE branch is WAITING.

What is the address of IDBI BANK KHARADE?

IDBI BANK KHARADE branch is located at RGDGTKRDETKRDDSTSTR.

Does IDBI BANK KHARADE support NEFT/RTGS/IMPS?

IDBI BANK KHARADE branch supports NEFT, RTGS, IMPS, and UPI transactions.