IDBI BANK IFSC Code – PADRAYAT, VIDISHA
Complete bank details including IFSC code, MICR code, address and payment facilities for PADRAYAT branch.
Bank Details
| Bank Name | IDBI BANK |
| Branch Name | PADRAYAT |
| IFSC Code | IBKL0001407 |
| MICR Code | 464259502 |
| Address | VILLAGE PADRAYAT,POST MIRZAPUR |
| City | VIDISHA |
| State | MADHYA PRADESH |
| Contact | 9893159565 |
Payment Facilities
About IFSC Code IBKL0001407
The IFSC code IBKL0001407 uniquely identifies the PADRAYAT branch of IDBI BANK located in VIDISHA, MADHYA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IBKL0001407
- First 4 characters (IBKL) – Represents IDBI BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001407) – Unique branch identifier for PADRAYAT
How to Use IFSC Code IBKL0001407
To transfer money to any account at IDBI BANK PADRAYAT branch, you will need to provide the IFSC code IBKL0001407 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PADRAYAT
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About IDBI BANK PADRAYAT Branch
IDBI BANK PADRAYAT is a branch of IDBI BANK located in VIDISHA, MADHYA PRADESH. The branch provides comprehensive banking services to customers in VIDISHA and surrounding areas.
Branch Address
VILLAGE PADRAYAT,POST MIRZAPUR, VIDISHA, MADHYA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 464259502. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of IDBI BANK PADRAYAT?
The IFSC code of IDBI BANK PADRAYAT branch in VIDISHA is IBKL0001407.
What is the MICR code of IDBI BANK PADRAYAT?
The MICR code of IDBI BANK PADRAYAT branch is 464259502.
What is the address of IDBI BANK PADRAYAT?
IDBI BANK PADRAYAT branch is located at VILLAGE PADRAYAT,POST MIRZAPUR.
Does IDBI BANK PADRAYAT support NEFT/RTGS/IMPS?
IDBI BANK PADRAYAT branch supports NEFT, RTGS, IMPS, and UPI transactions.