IDBI BANKVerified Feb 2026

IDBI BANK IFSC Code – DIKSAL, KARJAT

Complete bank details including IFSC code, MICR code, address and payment facilities for DIKSAL branch.

IFSC Code
IBKL0001392

Bank Details

Bank NameIDBI BANK
Branch NameDIKSAL
IFSC CodeIBKL0001392
MICR CodeWAITING
AddressMUKTAI GRD FLR AT DIKSAL POST KOSHANE TAL KARJAT DIST RAIGAD PIN 410201
CityKARJAT
DistrictRAIGAD
StateMAHARASHTRA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IBKL0001392

The IFSC code IBKL0001392 uniquely identifies the DIKSAL branch of IDBI BANK located in KARJAT, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IBKL0001392

  • First 4 characters (IBKL) – Represents IDBI BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001392) – Unique branch identifier for DIKSAL

How to Use IFSC Code IBKL0001392

To transfer money to any account at IDBI BANK DIKSAL branch, you will need to provide the IFSC code IBKL0001392 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at DIKSAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About IDBI BANK DIKSAL Branch

IDBI BANK DIKSAL is a branch of IDBI BANK located in KARJAT, MAHARASHTRA. The branch provides comprehensive banking services to customers in KARJAT and surrounding areas.

Branch Address

MUKTAI GRD FLR AT DIKSAL POST KOSHANE TAL KARJAT DIST RAIGAD PIN 410201, KARJAT, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of IDBI BANK DIKSAL?

The IFSC code of IDBI BANK DIKSAL branch in KARJAT is IBKL0001392.

What is the MICR code of IDBI BANK DIKSAL?

The MICR code of IDBI BANK DIKSAL branch is WAITING.

What is the address of IDBI BANK DIKSAL?

IDBI BANK DIKSAL branch is located at MUKTAI GRD FLR AT DIKSAL POST KOSHANE TAL KARJAT DIST RAIGAD PIN 410201.

Does IDBI BANK DIKSAL support NEFT/RTGS/IMPS?

IDBI BANK DIKSAL branch supports NEFT, RTGS, IMPS, and UPI transactions.