IDBI BANK IFSC Code – KARADIYA, ALLOT
Complete bank details including IFSC code, MICR code, address and payment facilities for KARADIYA branch.
Bank Details
| Bank Name | IDBI BANK |
| Branch Name | KARADIYA |
| IFSC Code | IBKL0001287 |
| MICR Code | WAITING |
| Address | IDBI BANK LTD. VILLAGE & POST KARADIYA, TEHSIL ALOT, DISTRICT RATLAM, MADHYA PRADESH 457118 |
| City | ALLOT |
| District | RATLAM |
| State | MADHYA PRADESH |
| Contact | 0 |
Payment Facilities
About IFSC Code IBKL0001287
The IFSC code IBKL0001287 uniquely identifies the KARADIYA branch of IDBI BANK located in ALLOT, MADHYA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IBKL0001287
- First 4 characters (IBKL) – Represents IDBI BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001287) – Unique branch identifier for KARADIYA
How to Use IFSC Code IBKL0001287
To transfer money to any account at IDBI BANK KARADIYA branch, you will need to provide the IFSC code IBKL0001287 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KARADIYA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About IDBI BANK KARADIYA Branch
IDBI BANK KARADIYA is a branch of IDBI BANK located in ALLOT, MADHYA PRADESH. The branch provides comprehensive banking services to customers in ALLOT and surrounding areas.
Branch Address
IDBI BANK LTD. VILLAGE & POST KARADIYA, TEHSIL ALOT, DISTRICT RATLAM, MADHYA PRADESH 457118, ALLOT, MADHYA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of IDBI BANK KARADIYA?
The IFSC code of IDBI BANK KARADIYA branch in ALLOT is IBKL0001287.
What is the MICR code of IDBI BANK KARADIYA?
The MICR code of IDBI BANK KARADIYA branch is WAITING.
What is the address of IDBI BANK KARADIYA?
IDBI BANK KARADIYA branch is located at IDBI BANK LTD. VILLAGE & POST KARADIYA, TEHSIL ALOT, DISTRICT RATLAM, MADHYA PRADESH 457118.
Does IDBI BANK KARADIYA support NEFT/RTGS/IMPS?
IDBI BANK KARADIYA branch supports NEFT, RTGS, IMPS, and UPI transactions.