IDBI BANKVerified Feb 2026

IDBI BANK IFSC Code – PURNIA, PURNEA

Complete bank details including IFSC code, MICR code, address and payment facilities for PURNIA branch.

IFSC Code
IBKL0001022

Bank Details

Bank NameIDBI BANK
Branch NamePURNIA
IFSC CodeIBKL0001022
MICR Code854259102
AddressBRAJESH AUTOMOBILES LTD, RAVI COMMERCIAL COMPLEX, NAVRATAN HATA, NH-31, PURNIA-854301PH.NO:06454-244831/32
CityPURNEA
DistrictPURNIA
StateBIHAR
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IBKL0001022

The IFSC code IBKL0001022 uniquely identifies the PURNIA branch of IDBI BANK located in PURNEA, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IBKL0001022

  • First 4 characters (IBKL) – Represents IDBI BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001022) – Unique branch identifier for PURNIA

How to Use IFSC Code IBKL0001022

To transfer money to any account at IDBI BANK PURNIA branch, you will need to provide the IFSC code IBKL0001022 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PURNIA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About IDBI BANK PURNIA Branch

IDBI BANK PURNIA is a branch of IDBI BANK located in PURNEA, BIHAR. The branch provides comprehensive banking services to customers in PURNEA and surrounding areas.

Branch Address

BRAJESH AUTOMOBILES LTD, RAVI COMMERCIAL COMPLEX, NAVRATAN HATA, NH-31, PURNIA-854301PH.NO:06454-244831/32, PURNEA, BIHAR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 854259102. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of IDBI BANK PURNIA?

The IFSC code of IDBI BANK PURNIA branch in PURNEA is IBKL0001022.

What is the MICR code of IDBI BANK PURNIA?

The MICR code of IDBI BANK PURNIA branch is 854259102.

What is the address of IDBI BANK PURNIA?

IDBI BANK PURNIA branch is located at BRAJESH AUTOMOBILES LTD, RAVI COMMERCIAL COMPLEX, NAVRATAN HATA, NH-31, PURNIA-854301PH.NO:06454-244831/32.

Does IDBI BANK PURNIA support NEFT/RTGS/IMPS?

IDBI BANK PURNIA branch supports NEFT, RTGS, IMPS, and UPI transactions.