IDBI BANK IFSC Code – RAC-KARNAL, KARNAL
Complete bank details including IFSC code, MICR code, address and payment facilities for RAC-KARNAL branch.
Bank Details
| Bank Name | IDBI BANK |
| Branch Name | RAC-KARNAL |
| IFSC Code | IBKL0000863 |
| MICR Code | WAITING |
| Address | IDBI BANK (RAC),SCO 218-219,SECTOR-12,KARNAL-132001 ,HARIYANA |
| City | KARNAL |
| State | HARYANA |
| Contact | 0 |
Payment Facilities
About IFSC Code IBKL0000863
The IFSC code IBKL0000863 uniquely identifies the RAC-KARNAL branch of IDBI BANK located in KARNAL, HARYANA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IBKL0000863
- First 4 characters (IBKL) – Represents IDBI BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000863) – Unique branch identifier for RAC-KARNAL
How to Use IFSC Code IBKL0000863
To transfer money to any account at IDBI BANK RAC-KARNAL branch, you will need to provide the IFSC code IBKL0000863 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RAC-KARNAL
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About IDBI BANK RAC-KARNAL Branch
IDBI BANK RAC-KARNAL is a branch of IDBI BANK located in KARNAL, HARYANA. The branch provides comprehensive banking services to customers in KARNAL and surrounding areas.
Branch Address
IDBI BANK (RAC),SCO 218-219,SECTOR-12,KARNAL-132001 ,HARIYANA, KARNAL, HARYANA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of IDBI BANK RAC-KARNAL?
The IFSC code of IDBI BANK RAC-KARNAL branch in KARNAL is IBKL0000863.
What is the MICR code of IDBI BANK RAC-KARNAL?
The MICR code of IDBI BANK RAC-KARNAL branch is WAITING.
What is the address of IDBI BANK RAC-KARNAL?
IDBI BANK RAC-KARNAL branch is located at IDBI BANK (RAC),SCO 218-219,SECTOR-12,KARNAL-132001 ,HARIYANA.
Does IDBI BANK RAC-KARNAL support NEFT/RTGS/IMPS?
IDBI BANK RAC-KARNAL branch supports NEFT, RTGS, IMPS, and UPI transactions.