IDBI BANK IFSC Code – KULU, KULU
Complete bank details including IFSC code, MICR code, address and payment facilities for KULU branch.
Bank Details
| Bank Name | IDBI BANK |
| Branch Name | KULU |
| IFSC Code | IBKL0000785 |
| MICR Code | WAITING |
| Address | OPP. IOC PETROL PUMP, BHUNTAR-KULU, STATE HIGHWAY, KULU, HIMACHAL PRADESH |
| City | KULU |
| State | HIMACHAL PRADESH |
| Contact | 0 |
Payment Facilities
About IFSC Code IBKL0000785
The IFSC code IBKL0000785 uniquely identifies the KULU branch of IDBI BANK located in KULU, HIMACHAL PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IBKL0000785
- First 4 characters (IBKL) – Represents IDBI BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000785) – Unique branch identifier for KULU
How to Use IFSC Code IBKL0000785
To transfer money to any account at IDBI BANK KULU branch, you will need to provide the IFSC code IBKL0000785 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KULU
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About IDBI BANK KULU Branch
IDBI BANK KULU is a branch of IDBI BANK located in KULU, HIMACHAL PRADESH. The branch provides comprehensive banking services to customers in KULU and surrounding areas.
Branch Address
OPP. IOC PETROL PUMP, BHUNTAR-KULU, STATE HIGHWAY, KULU, HIMACHAL PRADESH, KULU, HIMACHAL PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of IDBI BANK KULU?
The IFSC code of IDBI BANK KULU branch in KULU is IBKL0000785.
What is the MICR code of IDBI BANK KULU?
The MICR code of IDBI BANK KULU branch is WAITING.
What is the address of IDBI BANK KULU?
IDBI BANK KULU branch is located at OPP. IOC PETROL PUMP, BHUNTAR-KULU, STATE HIGHWAY, KULU, HIMACHAL PRADESH.
Does IDBI BANK KULU support NEFT/RTGS/IMPS?
IDBI BANK KULU branch supports NEFT, RTGS, IMPS, and UPI transactions.