IDBI BANK IFSC Code – ZIRAKPUR, ZIRAKPUR
Complete bank details including IFSC code, MICR code, address and payment facilities for ZIRAKPUR branch.
Bank Details
| Bank Name | IDBI BANK |
| Branch Name | ZIRAKPUR |
| IFSC Code | IBKL0000164 |
| MICR Code | 160259007 |
| Address | MOTIAZ ROYALE ESTATE BLOCK, CHANDIGARH AMBALA HIGHWAY, NAC -ZIRAKPUR, ZIRAKPUR |
| City | ZIRAKPUR |
| District | PATIALA |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code IBKL0000164
The IFSC code IBKL0000164 uniquely identifies the ZIRAKPUR branch of IDBI BANK located in ZIRAKPUR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IBKL0000164
- First 4 characters (IBKL) – Represents IDBI BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000164) – Unique branch identifier for ZIRAKPUR
How to Use IFSC Code IBKL0000164
To transfer money to any account at IDBI BANK ZIRAKPUR branch, you will need to provide the IFSC code IBKL0000164 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at ZIRAKPUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About IDBI BANK ZIRAKPUR Branch
IDBI BANK ZIRAKPUR is a branch of IDBI BANK located in ZIRAKPUR, PUNJAB. The branch provides comprehensive banking services to customers in ZIRAKPUR and surrounding areas.
Branch Address
MOTIAZ ROYALE ESTATE BLOCK, CHANDIGARH AMBALA HIGHWAY, NAC -ZIRAKPUR, ZIRAKPUR, ZIRAKPUR, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 160259007. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of IDBI BANK ZIRAKPUR?
The IFSC code of IDBI BANK ZIRAKPUR branch in ZIRAKPUR is IBKL0000164.
What is the MICR code of IDBI BANK ZIRAKPUR?
The MICR code of IDBI BANK ZIRAKPUR branch is 160259007.
What is the address of IDBI BANK ZIRAKPUR?
IDBI BANK ZIRAKPUR branch is located at MOTIAZ ROYALE ESTATE BLOCK, CHANDIGARH AMBALA HIGHWAY, NAC -ZIRAKPUR, ZIRAKPUR.
Does IDBI BANK ZIRAKPUR support NEFT/RTGS/IMPS?
IDBI BANK ZIRAKPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.