IDBI BANK IFSC Code – GANGTOK, GANGTOK
Complete bank details including IFSC code, MICR code, address and payment facilities for GANGTOK branch.
Bank Details
| Bank Name | IDBI BANK |
| Branch Name | GANGTOK |
| IFSC Code | IBKL0000108 |
| MICR Code | WAITING |
| Address | GROUND FLOOR, OCEAN COMPLEX,P6, SECTOR 18 |
| City | GANGTOK |
| District | EAST SIKKIM |
| State | SIKKIM |
| Contact | 0 |
Payment Facilities
About IFSC Code IBKL0000108
The IFSC code IBKL0000108 uniquely identifies the GANGTOK branch of IDBI BANK located in GANGTOK, SIKKIM. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IBKL0000108
- First 4 characters (IBKL) – Represents IDBI BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000108) – Unique branch identifier for GANGTOK
How to Use IFSC Code IBKL0000108
To transfer money to any account at IDBI BANK GANGTOK branch, you will need to provide the IFSC code IBKL0000108 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GANGTOK
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About IDBI BANK GANGTOK Branch
IDBI BANK GANGTOK is a branch of IDBI BANK located in GANGTOK, SIKKIM. The branch provides comprehensive banking services to customers in GANGTOK and surrounding areas.
Branch Address
GROUND FLOOR, OCEAN COMPLEX,P6, SECTOR 18, GANGTOK, SIKKIM
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of IDBI BANK GANGTOK?
The IFSC code of IDBI BANK GANGTOK branch in GANGTOK is IBKL0000108.
What is the MICR code of IDBI BANK GANGTOK?
The MICR code of IDBI BANK GANGTOK branch is WAITING.
What is the address of IDBI BANK GANGTOK?
IDBI BANK GANGTOK branch is located at GROUND FLOOR, OCEAN COMPLEX,P6, SECTOR 18.
Does IDBI BANK GANGTOK support NEFT/RTGS/IMPS?
IDBI BANK GANGTOK branch supports NEFT, RTGS, IMPS, and UPI transactions.