HDFC BANKVerified Feb 2026

HDFC BANK IFSC Code – NATAGRAM, GAIGHATA

Complete bank details including IFSC code, MICR code, address and payment facilities for NATAGRAM branch.

IFSC Code
HDFC0003474

Bank Details

Bank NameHDFC BANK
Branch NameNATAGRAM
IFSC CodeHDFC0003474
MICR Code700240088
AddressVILLAGE AND PO -NATAGRAM, PS - GAIGHATA, NATAGRAM WEST BENGAL 743249
CityGAIGHATA
DistrictNORTH 24 PARGANAS
StateWEST BENGAL
Contact9831073333

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code HDFC0003474

The IFSC code HDFC0003474 uniquely identifies the NATAGRAM branch of HDFC BANK located in GAIGHATA, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code HDFC0003474

  • First 4 characters (HDFC) – Represents HDFC BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003474) – Unique branch identifier for NATAGRAM

How to Use IFSC Code HDFC0003474

To transfer money to any account at HDFC BANK NATAGRAM branch, you will need to provide the IFSC code HDFC0003474 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at NATAGRAM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About HDFC BANK NATAGRAM Branch

HDFC BANK NATAGRAM is a branch of HDFC BANK located in GAIGHATA, WEST BENGAL. The branch provides comprehensive banking services to customers in GAIGHATA and surrounding areas.

Branch Address

VILLAGE AND PO -NATAGRAM, PS - GAIGHATA, NATAGRAM WEST BENGAL 743249, GAIGHATA, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 700240088. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of HDFC BANK NATAGRAM?

The IFSC code of HDFC BANK NATAGRAM branch in GAIGHATA is HDFC0003474.

What is the MICR code of HDFC BANK NATAGRAM?

The MICR code of HDFC BANK NATAGRAM branch is 700240088.

What is the address of HDFC BANK NATAGRAM?

HDFC BANK NATAGRAM branch is located at VILLAGE AND PO -NATAGRAM, PS - GAIGHATA, NATAGRAM WEST BENGAL 743249.

Does HDFC BANK NATAGRAM support NEFT/RTGS/IMPS?

HDFC BANK NATAGRAM branch supports NEFT, RTGS, IMPS, and UPI transactions.