HDFC BANKVerified Feb 2026

HDFC BANK IFSC Code – RANIPUR, RANIPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for RANIPUR branch.

IFSC Code
HDFC0003295

Bank Details

Bank NameHDFC BANK
Branch NameRANIPUR
IFSC CodeHDFC0003295
MICR Code144240208
AddressHDFC BANK LTD., OPPOSITE BUS STAND, MAIN ROAD, VPO, RANIPUR, KAPURTHALA PUNJAB 144403
CityRANIPUR
DistrictKAPURTHALA
StatePUNJAB
Contact9815331111

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code HDFC0003295

The IFSC code HDFC0003295 uniquely identifies the RANIPUR branch of HDFC BANK located in RANIPUR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code HDFC0003295

  • First 4 characters (HDFC) – Represents HDFC BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003295) – Unique branch identifier for RANIPUR

How to Use IFSC Code HDFC0003295

To transfer money to any account at HDFC BANK RANIPUR branch, you will need to provide the IFSC code HDFC0003295 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at RANIPUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About HDFC BANK RANIPUR Branch

HDFC BANK RANIPUR is a branch of HDFC BANK located in RANIPUR, PUNJAB. The branch provides comprehensive banking services to customers in RANIPUR and surrounding areas.

Branch Address

HDFC BANK LTD., OPPOSITE BUS STAND, MAIN ROAD, VPO, RANIPUR, KAPURTHALA PUNJAB 144403, RANIPUR, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 144240208. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of HDFC BANK RANIPUR?

The IFSC code of HDFC BANK RANIPUR branch in RANIPUR is HDFC0003295.

What is the MICR code of HDFC BANK RANIPUR?

The MICR code of HDFC BANK RANIPUR branch is 144240208.

What is the address of HDFC BANK RANIPUR?

HDFC BANK RANIPUR branch is located at HDFC BANK LTD., OPPOSITE BUS STAND, MAIN ROAD, VPO, RANIPUR, KAPURTHALA PUNJAB 144403.

Does HDFC BANK RANIPUR support NEFT/RTGS/IMPS?

HDFC BANK RANIPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.